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Features & Benefits

0% Interest Rate Flexible Repayment
0% Interest Rate
Flexible Repayment

Interests & Tenures

From 23 March to 31 December 2020, enjoy promotional rates for new and existing customers. 

Tenure (Months)

Interest Rate

Promo Fees (New Customers) Promo Fees (Existing Customers) Existing Fee



0.5% (EIR 2.06%) 0.7% (EIR 2.89%) 1.5% (EIR 6.21%)


1.0% (EIR 2.16%) 1.4% (EIR 3.04%) 2.0% (EIR 4.35%)


4.4% (EIR 5.30%) 4.4% (EIR 5.30%)

Note: The minimum loan amount is S$1,000 and you may be granted up to 90% of your credit limit.


Here’s how much you’ll save with a CIMB Balance Transfer of S$10,000 for 12 months at a 0%* p.a. interest rate and with a 0.5%* processing fee.

Interest and Savings

Amount (S$)

Interest Payable at 25.9% p.a. with other Banks for 3 months


Fee Payable with CIMB Balance Transfer for 3 months


YOU SAVE (93%)


Note: The above table is for illustration purposes only.

How To Apply

Apply for CIMB Platinum MastercardTM online for 1-day approval and we will be in touch with you on your loan application.


Enter promotion code: "BT" in the online application form.

Leave your contact and our sales agent will be in touch with you within 3 working days.


Enter "Balance Transfer" in the Message field.

Other Promotions


Singaporean and Singapore PR: S$30,000

Existing customers:
Applicable for the following credit cards:


New customers:

A CIMB Platinum MastercardTM will be issued to facilitate the loan.


Fees & Charges

Terms & Conditions

* The lowest rate is based on the published rate in the market as at 26 Aug 2020. Your processing fee will be determined based on your approved Balance Transfer Tenure. Terms and conditions governing the CIMB New-To-Bank (NTB) Balance Transfer Loan Promotion & CIMB Existing-To-Bank (ETB) Balance Transfer Loan Promotion apply. Please click here (NTB) & here (ETB) for the respective full terms & conditions.


^ The minimum repayment amount is 3% of your total outstanding balance or S$50, whichever is higher.


For the full Terms & Conditions for the CIMB Balance Transfer, please click on the links below.