1. Insured Person must be a Singaporean, Permanent Resident, or Foreigner residing in Singapore with valid Employment Pass, Work Permit, Dependent Pass, Student Pass or Long Term Social Visit Pass.
2. Family Cover means one Adult, or two Adults who are in a marital relationship or partners at the time of applying for the policy and their children under the same policy.
3. Child or Children means:
- Under an individual cover – someone less than 16 years old.
- Under a family cover – the legal child, or a ward, of the Adult and who is less than 21 years old or less than 25 years old in a full-time tertiary institution and is not married or employed.
4. Policy can be purchased within 90 days before policy effective date.
5. For Single Trip policies, the maximum period of insurance that can be purchased is 182 days.
6. For Annual policies, each trip should not exceed 90 days.
7. If your travel crosses more than one area on the same trip, premium payable will be based on the area with the higher premium.
For other conditions, please refer to our policy wordings for details.