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Features & Benefits

Single Premium Coverage Minimum Protection Value Financial Security Assurance Rewarding Legacy Additional Features
Single Premium Coverage
Minimum Protection Value
Financial Security Assurance
Rewarding Legacy
Additional Features

Underwritten by NTUC Income

NTUC Income's network of advisers and partners provide life, health and general insurance to serve the protection, savings and investments needs of two million customers across all segments of society.
 

Terms & Conditions

1During the policy term, if the insured becomes terminally ill, or dies, before the policy anniversary immediately after the insured reaches the age of 80, 100% of the sum assured and 100% of the non-guaranteed bonuses, or the minimum protection value of the basic policy, whichever is higher, will be paid. The minimum protection value of the basic policy depends on the age of the insured at the policy entry date (age last birthday), and could be up to 320% of the sum assured. If the insured becomes terminally ill or dies, on or after the policy anniversary immediately after the insured reaches the age of 80, 100% of the sum assured and 100% of the non-guaranteed bonuses will be paid.

 

2In addition to the death benefit, 25% of the minimum protection value will be paid out for this benefit only if the death resulted from an accident before age 70, occurred within 365 days of the accident and the insured was not taking part in any restricted activity as defined under the policy at the time of the accident. If death occurs due to the insured’s involvement in any such restricted activity at the time of the accident, only 15% of the minimum protection value will be paid out for this benefit in addition to the death benefit. Standard exclusions apply as well. Please refer to the policy contract for further details.

 

3Bonuses are non-guaranteed and depend on the future performance of the Life Participating Fund.

 

4Guaranteed cash value of 80% of your single premium applies to policies issued at standard premium. Standard premium refers to the premium amount before any premium discount or additional premiums charged due to medical conditions.

 

Important Notes & Disclaimer

This information is intended for general circulation and does not take into account the specific investment objectives, financial situation or needs of any particular person. Advice should be sought from a financial adviser regarding the suitability of the investment product, taking into account the specific investment objectives, financial situation or particular needs of any person in receipt of the recommendation, before the person makes a commitment to purchase the investment product. Any misstatement or non-disclosure of material facts may affect the validity of the policy. In the event that the person chooses not to seek advice from a financial adviser, he/she should consider whether the product in question is suitable for him/her.


This information is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact the insurer or visit the GIA/LIA or SDIC website (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

 

This product is underwritten by NTUC Income and distributed by CIMB Bank.
 

This advertisement has not been reviewed by the Monetary Authority of Singapore.
 

Information is correct as at 7 Feb 2019.