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Features & Benefits

Comprehensive Coverage Wide Coverage Terms Guaranteed Cash Value
Comprehensive Coverage
Wide Coverage Terms
Guaranteed Cash Value


Schedule a consultation with a Personal Banker remotely from the comfort of wherever you are, via Web Conferencing!  


Underwritten By AIA

AIA Singapore is part of the AIA Group, which today is the largest independent publicly-listed pan-Asian life insurance group in the world, and the second largest life insurance company in the world by market capitalisation.

Terms & Conditions

Coverage for Special Conditions is until you reach the age of 85.

2 Maximum claim limits apply. Subsequent claims have to be for a different condition from the earlier claim(s).

3 The surrender benefit of 75% of the coverage amount shall be payable on or after the 60th policy anniversary or when you reach the age of 75, whichever is earlier, plus an additional 1% for each progressive year from when you reach the age of 76 onwards. The maturity benefit of 100% of the coverage amount will only be payable when the policy matures when you reach the age of 100. Both surrender and maturity benefits will be subject to deduction of any critical illness benefit paid and amounts owing to us.

Important Notes & Disclaimer

This information is intended for general circulation and does not take into account the specific investment objectives, financial situation or needs of any particular person. Advice should be sought from a financial adviser regarding the suitability of the investment product, taking into account the specific investment objectives, financial situation or particular needs of any person in receipt of the recommendation, before the person makes a commitment to purchase the investment product. Any misstatement or non-disclosure of material facts may affect the validity of the policy. In the event that the person chooses not to seek advice from a financial adviser, he/she should consider whether the product in question is suitable for him/her.


This information is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.


This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact the insurer or visit the GIA/LIA or SDIC website (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).


This product is underwritten by AIA Singapore Pte Ltd and distributed by CIMB Bank.


This advertisement has not been reviewed by the Monetary Authority of Singapore.


Information is correct as at 13 December 2019.