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Features & Benefits

High Coverage Guaranteed Renewal Medical Concierge Service
High Coverage
Guaranteed Renewal
Medical Concierge Service


Schedule a consultation with a Personal Banker remotely from the comfort of wherever you are, via Web Conferencing!  


Underwritten by NTUC Income

NTUC Income’s network of advisers and partners provide life, health and general insurance to serve the protection, saving and investment needs of two million customers across all segments of society.

Terms & Conditions

Guaranteed renewal is applicable until the insured is 75 years or older at the time the policy is due for renewal. If there is no claim on your policy during the policy term, we will renew your policy for the same sum assured and policy term. However, if the insured’s 100th birthday falls within the next policy term or if the original policy term is not in a multiple of five years, we will only renew it for a shorter term (in a multiple of 5 years, subject to a minimum of 10 years) such that the renewal term will not exceed the insured’s 100th birthday or the original policy term. The renewal premium will be determined by income and is based on the policy’s renewal term, sum assured and the age of the insured at the time the policy is renewed.


2 The service is valid for one-time usage per policy and is only for the arrangement of a full medical check-up. A no-show penalty is applicable if the insured fails to cancel the check-up and transport booking within the given notice period. The insured will need to check with the respective clinic for more details.

Important Notes & Disclaimer

This information is intended for general circulation and does not take into account the specific investment objectives, financial situation or needs of any particular person. Advice should be sought from a financial adviser regarding the suitability of the investment product, taking into account the specific investment objectives, financial situation or particular needs of any person in receipt of the recommendation, before the person makes a commitment to purchase the investment product. Any misstatement or non-disclosure of material facts may affect the validity of the policy. In the event that the person chooses not to seek advice from a financial adviser, he/she should consider whether the product in question is suitable for him/her.


This information is not a contract of insurance. The precise terms, conditions and exclusions of this plan are specified in the Policy Contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.


This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact the insurer or visit the GIA/LIA or SDIC website (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).


This product is underwritten by NTUC Income and distributed by CIMB Bank.


This advertisement has not been reviewed by the Monetary Authority of Singapore.


Information is correct as at 23 May 2019.