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Low Interest Rate
Get attractive interest rates starting from as low as 3.38%* p.a. (EIR from 6.32% p.a.). What’s more, enjoy a waiver on your processing fees when your approved loan amount is S$5,000 or more!
Up to 8# Times of Your Monthly Income
Generous credit line with up to 8# times of your monthly income.
Multiple Loan Tenures
Choose from multiple repayment options from 1 year to 5 years loan tenure to enjoy affordable fixed monthly repayment.
Tenure |
Approved Loan Amount | Gift | Quota |
|---|---|---|---|
| 3, 4 or 5 years
|
S$5,000 - S$14,999.99 | Samsonite Garde Backpack VI (RRP S$300) |
Limited to first 60 applications successfully approved within the Promotion Period |
| S$15,000 or more | Samsonite Gritt Spinner 24” Luggage (RRP S$580) |
Limited to first 15 applications successfully approved within the Promotion Period |
Loan amount less than S$5,000 |
Loan amount S$5,000 – S$9,999 | Loan amount S$10,000 and above | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Tenure (Years) | Processing Fee |
Interest Rate | EIR (p.a.) |
Processing Fee | Interest Rate | EIR (p.a.) | Processing Fee |
Interest Rate | EIR (p.a.) |
1 |
1% |
9% | 18.15% |
0% | 5% |
9.10% | 0% | 4.00% | 7.30% |
2 |
17.46% |
9.32% | 7.50% | ||||||
3 |
16.96% |
4.48% |
8.38% | 3.38% | 6.38% | ||||
| 4 | 16.54% | 8.33% | 6.36% | ||||||
| 5 | 16.17% | 8.26% | 6.32% | ||||||
| Loan Amount | S$10,000 |
| Interest Rate | 3.38% p.a. (EIR 6.38% p.a.) |
| Tenure | 3 years |
| Processing Fee | 0% |
| Total Interest Payable | 3.38% p.a. x S$10,000 x 3 years = S$1,014 |
| Total Repayment | S$11,014 |
| Monthly Instalment | S$306.00 |
Cards with no annual fees with up to 10%* Cashback. Apply & get S$188* Welcome Gift!
From 1 June to 31 July 2023, earn up to an EXTRA 3%* Cashback on all your overseas transactions - on top of the existing cashback you are already enjoying.
And a grand prize of a Round the world trip, complete with a pair of Business Class tickets, 5-star accommodations and spending allowances!
Singapore Citizens or Permanent Residents: Minimum annual income S$20,000
Terms and Conditions
What is the eligibility requirements for CIMB Personal Loan?
What is the maximum loan amount that I can apply for?
Why is the Interest rate (flat interest rate) different from the Effective Interest Rate?
How can I find out the estimated monthly repayment amount?
Do I need to provide any documents for the application?