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No, the DCP excludes any renovation loan, education loan, medical loan, credit facility granted for businesses or business purposes and/or outstanding debts under joint accounts.
In recognition of the purposeful or needs-based nature of such loans, MAS has exempted them from the industrywide and per-FI borrowing limits.
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Dear customers, due to the high volume of new account applications, we seek your understanding as more time is required to process your application. We thank you for your patience.