CIMB BizAssist (CIMB BizGrow-ESG – Working Capital Loan) is SME Working Capital Loan jointly offered by Enterprise Singapore under Enterprise Financing Scheme (EFS) to help local small businesses gain unsecured working capital financing for daily operational cashflow needs. Find out more about EFS here.


Features & Benefits

Term Loan
Loan amount up to S$500,000
Maximum Loan Tenure
Loan Interest Rate

How to Apply


Arrange for a callback. A CIMB representative will get back to you within 1 working day.



Upon completion, submit your application form to





  • Be a business entity that is registered and physically present in Singapore
  • At least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership
  • Has Group Annual Sales Turnover of not more than S$500 million
  • For "SME Working Capital", the SME definition refers to Group revenue of up to S$100 million or maximum employment of 200 employees


*Borrower Group consists of the following:

  1. Applicant Company; and
  2. Corporate shareholders holding more than 50% shareholdings at all levels up; and
  3. Subsidiaries where the Applicant Company holds more than 50% shareholdings and subsequent subsidiaries at all levels down; and
  4. Subsidiaries where the Applicant's Ultimate Parent Company holds more than 50% shareholdings and its subsidiaries at all level down.