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Features & Benefits

Higher Disability Payouts Additional Support Option To Boost Payouts Premium Waiver Benefit 20% Perpetual Discount
Higher Disability Payouts
Additional Support
Option To Boost Payouts
Premium Waiver Benefit
20% Perpetual Discount


Important Notes & Disclaimer

Underwritten by Singlife

Singlife is a provider of MediSave-approved supplements such as MyLongTermCare/MyLongTermCare Plus for CareShield Life and ElderShield.


1 The Policyholder may exercise this option without providing further evidence of insurability at any of the following life stage events when the Life Assured:

a) purchases a property;

b) marries, divorces or is widowed;

c) becomes a parent by having a newborn child, or legally adopts a child below 19 age next birthday;

d) salary increases by 50% or more from application;

e) completes a skills development course of at least 6 months;

f) purchases a new Individual Life insurance policy or a Supplementary Benefit from Singapore Life Ltd with full underwriting at standard terms; or

g) spouse suffers a severe disability (with the inability to perform at least 3 of the 6 ADL) or dies.


This option allows the Policyholder to increase the Policy’s monthly benefit with extra premium payable. The total monthly benefit that can be increased under this option is limited to 50% of the Policy initial monthly benefit as agreed at policy inception or at the date this option is exercised, whichever is lower. This option is extended to standard life only. Please refer to the Product Summary for more details.

 Promotion terms and conditions apply. Please refer to the enclosed document for the promotion.


You will need to have CareShield Life (CSHL) or ElderShield (ESH) policy before purchasing MyLongTermCare or MyLongTermCare Plus ("Supplements"). Supplements purchased by CSHL policyholders are regulated under the CareShield Life and Long-term Care Act. Supplements purchased by ESH policyholders before the transfer of ESH to Government administration are considered ESH Supplements, which are regulated under the Central Provident Fund (Withdrawals for ElderShield Scheme) Regulations. After the transfer, they are considered CSHL Supplements, regulated under the CareShield Life and Long-term Care Act.

This policy is underwritten by Singapore Life Ltd and distributed by CIMB Bank.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Singapore Life Ltd and the participating distributor’s officers. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying a health insurance policy that is not suitable for you may impact your ability to finance you future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as of 21 May 2021.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singapore Life Ltd or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).