• CIMB Pulse
  • Banking With Us
  • Digital Services
  • Promotions
  • Help & Support
  • Quicklinks
Newsroom & Awards
Savings Strategies
Investing My Money
Travel Tips
Planning For My Future
Thinking About Insurance
Investments
Other Services
OCTO by CIMB Singapore
Current Promotions
FAQ
Rates & Charges
Download Center
Regulations & Policies
Security & Fraud

What Are Dual Currency Investments?

Dual Currency Investment (DCI) is a currency linked investment product that offers you the opportunity to capitalise on foreign exchange movements, by potentially giving you higher yields compared to traditional fixed deposits. It offers you an extensive range of currency pairs to invest in. When your investment matures, you will receive an enhanced yield on top of your principal sum, which may be delivered in the base currency or the alternate currency. Your investment returns are therefore based on the exchange rate movements between the selected currency pair.

Features & Benefits

Range Of Currency Pairs Flexible Tenures Potentially Higher Returns
Range Of Currency Pairs
Flexible Tenures
Potentially Higher Returns

Eligibility

Residential Status

Singapore Citizens, Permanent Residents or non-residents with valid work passes

 

Age Requirement

21 years old and above

 

Minimum Subscription Amount

Minimum S$50,000 or equivalent in alternate currency

Important Notes & Disclaimer

 

The recommendation is intended for general circulation, and does not take into account the specific investment objectives, financial situation or particular needs of any person. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.

 

a. By purchasing this dual currency investment you are giving the issuer of this product the right to repay you at a future date in an alternate currency that is different from the currency in which your initial investment was made, regardless of whether you wish to be repaid in this currency at that time.

b. Dual currency investments are subject to foreign exchange fluctuations which may affect the return of your investment. Exchange controls may also be applicable to the currencies your investment is linked to. You may incur a loss on your principal sum in comparison with the base amount initially invested.

 

Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

 

The information contained within is accurate at the time of printing, but we are not responsible if there are any errors or missing information. If the document becomes out of date, we do not have to replace it. We are not responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided in this document. Please do not reproduce or share any of the information in this document without the written permission of CIMB Bank Berhad.

 

CIMB may have right of review (RoR) clauses in the terms and conditions governing your product and/or service relationship with our bank. Please refer to the Notification of Right of Review Clause for more information.

 

This advertisement has not been reviewed by the Monetary Authority of Singapore.

 

Explore CIMB’s Range of Investment Products

Besides dual currency investments, CIMB Bank Singapore also offers other investment products, such as unit trust funds and more. Contact us to find out how you can start building your wealth with us now.