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Features & Benefits

Octo Octo Octo Octo
Low Interest Rates
Instant Disbursement
Flexible Loan Tenure
Generous Credit Line

Interest & Tenure

Loan Amount S$1,000 and Above


Tenure (Years)

New-To-Bank Promotion Existing Customers

Interest Rate (p.a)

Effective Interest Rate (p.a.)

Interest Rate (p.a) Effective Interest Rate (p.a.)

1

3.50*

6.40%

4.50¹ 8.21%

2

6.58%

8.41%

3

6.60%

8.41%

4

6.58%

8.36%

5

6.54%

8.29%

Savings From CIMB CashLite

Interest and Savings

Amount (S$)

Interest Payable at 25.9% p.a. with other credit cards for 12 months

S$2,590

Interest Payable with CIMB CashLite Personal Instalment Loan for 12 months

S$350

YOU SAVE (86%)

S$2,240

Get extra cash at lowest interest rate of 3.5%³ p.a.

Exclusively for new to bank customers.

CIMB CashLite Promotion

How to Apply

Apply online

Apply for CIMB Platinum MasterCard™ online for 1-day approval and we will be in touch with you about your loan application.

 

Enter promotion code: "CASHLITE" in the online application form.

 

Apply Now

Apply via SMS

SMS:

CASHLT<space>PG<space>Full Name (e.g. CASHLT PG John Lee) to 72008.

Let us call you

Leave your contact details and our sales agent will get in touch with you within 3 working days.

 

Enter "CASHLITE" in the Message field.

 

Let Us Call You

Let us call you

Leave your contact details and our sales agent will get in touch with you within 3 working days.

 

Enter "CASHLITE" in the Message field.

 

Let Us Call You

CIMB Clicks

1. Login to CIMB Clicks Internet Banking

2. Apply via the eApplication tab

 

Don’t have one? Register here.

Eligibility

Singaporean and Singapore PR: S$30,000

 

Applicable for the following credit cards for existing Cardmembers:

 

For new customers, a CIMB Platinum MastercardTM will be issued to facilitate the loan.

 

Terms & Conditions

*The lowest rate is based on the published rate in the market as at 17 Mar 2020. 3.5% p.a. promotional interest rate is only applicable to New-to-Bank customers who apply for both CIMB Credit Card and CIMB CashLite Personal Instalment Loan. Terms and conditions governing the CIMB CashLite Personal Instalment Loan - NTB 3.5% Promotion 2020 apply. Please click here for here full terms and conditions 


Your approved interest rate will be determined based on your risk profile and may differ from the published rate. If you are a new CIMB Credit Cardmember, you will receive a call from CIMB Bank with your approvable rate only after your CIMB Credit Card’s approval. 
 

Instant Loan Disbursement is subject to the approval of your CIMB CashLite Personal Instalment Loan application. 
 

Please note the minimum loan amount is S$1,000 and you may be granted up to a maximum of 90% of your credit limit. 
 

For all Terms & Conditions for the CIMB CashLite Personal Instalment Loan, you can learn more by clicking on the links below: