• CIMB Pulse
  • Banking With Us
  • Digital Services
  • Promotions
  • Help & Support
  • Quicklinks
CIMB Pulse
Banking With Us
Digital Services
Promotions
Help & Support
Quicklinks
Savings Strategies
Investing My Money
Travel Tips
Planning For My Future
CIMB Vlog
CIMB Compilation
CIMB F.I.R.S.T
Accounts
Cards
Loans & Financing
Investments
Insurance
Other Services
CIMB Clicks
Payment & Transfers
Latest Promotions
Events
Rates & Charges
Download Center
FAQ
Ways to Bank
Regulations & Policies
Security & Fraud

Features & Benefits

Low Interest Rates Instant Disbursement Flexible Loan Tenure Generous Credit Line
Low Interest Rates
Instant Disbursement
Flexible Loan Tenure
Generous Credit Line

Interest & Tenure

Loan Amount S$1,000 and Above


Tenure (Years)

 New-To-Bank Promotion Existing Customers

Interest Rate (p.a)

Effective Interest Rate (p.a.)

 Interest Rate (p.a) Effective Interest Rate (p.a.)

1

3.50*

6.40%

 4.50¹ 8.21%

2

6.58%

 8.41%

3

6.60%

 8.41%

4

6.58%

 8.36%

5

6.54%

 8.29%

Savings From CIMB CashLite

Interest and Savings

Amount (S$)

Interest Payable at 25.9% p.a. with other credit cards for 12 months

S$2,590

Interest Payable with CIMB CashLite Personal Instalment Loan for 12 months

S$350

YOU SAVE (86%)

S$2,240

Get extra cash at lowest interest rate of 3.5%³ p.a.

Exclusively for new to bank customers.

Find Out More
CIMB CashLite Promotion

How to Apply

Apply online

Apply for CIMB Platinum Mastercard™ online for 1-day approval and we will be in touch with you about your loan application.

 

Enter promotion code: "CASHLITE" in the online application form.

 

Apply Now

Apply via SMS

SMS:

CASHLT<space>Web<space>Full Name (e.g. CASHLT Web John Lee) to 72008.

Let us call you

Leave your contact details and our sales agent will get in touch with you within 1 working day.

 

Enter "CASHLITE" in the Message field.

 

Let Us Call You
Let us call you

Leave your contact details and our sales agent will get in touch with you within 1 working day.

 

Enter "CASHLITE" in the Message field.

 

Let Us Call You

Apply via SMS

SMS:

CASHLT<space>Web<space>Full Name (e.g. CASHLT Web John Lee) to 72008.

Other Promotions

CIMB Balance Transfer 0%** Loan

Short term interest-free loans from 3-12 months only and one-time processing fees from 0.5% (EIR 2.06%)!

Find Out More
CIMB Balance Transfer - 0% p.a.

S$100** CIMB Credit Cards Welcome Gift

When you apply for a CIMB Credit Card that gives you up to 10% cashback on your everyday spends!

Find Out More
S$100* Welcome Gift with CIMB Credit Cards

Eligibility

Singaporean and Singapore PR: S$30,000

 

Applicable for the following credit cards for existing Cardmembers:

 

For new customers, a CIMB Platinum MastercardTM will be issued to facilitate the loan.

 

Fees & Charges

CIMB CashLite Fee & Charges

Terms & Conditions

*The lowest rate is based on the published rate in the market as at 26 Aug 2020. 3.5% p.a. promotional interest rate is only applicable to New-to-Bank customers who apply for both CIMB Credit Card and CIMB CashLite Personal Instalment Loan. Terms and conditions governing the CIMB CashLite Personal Instalment Loan - NTB 3.5% Promotion 2021 apply. Please click here for here full terms and conditions 


1 Your approved interest rate will be determined based on your risk profile and may differ from the published rate. If you are a new CIMB Credit Cardmember, you will receive a call from CIMB Bank with your approvable rate only after your CIMB Credit Card’s approval. 
 

2 Instant Loan Disbursement is subject to the approval of your CIMB CashLite Personal Instalment Loan application. 


**Terms & Conditions apply for the other promotions. Please refer to the respective pages for the full details.

 

Please note the minimum loan amount is S$1,000 and you may be granted up to a maximum of 90% of your credit limit. 
 

For all Terms & Conditions for the CIMB CashLite Personal Instalment Loan, you can learn more by clicking on the links below:

CIMB CashLite Terms & Conditions
CIMB Card Member's Agreement

What's Next?

Apply Online

Less than 10 minutes needed.

Apply Now

Request A Call Back

We'll reach out within 1 working day.

Let Us Call You

SMS For A Callback Or To Participate

CASHLT<space>Web<space>Full Name

 

To 72008

You are about to enter a third party website & CIMB Group's privacy policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Bank.

 

CIMB Bank makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed

Oops! It looks like you need to upgrade your browser.

The browser (or version) that you are currently using will not allow you to fully experience our website.
Select your preferred browser below and upgrade now!