We will be right with you.
Lowest rate in SG
Promotion: New-to-Bank customers enjoy rates as low as 3.50%* p.a. (EIR 6.4% p.a. - 6.6% p.a.) with payment options from 1 to 5 years.
Existing customers enjoy rates of 4.5%1 p.a. (EIR 8.21% p.a. - 8.41% p.a.) with payment options from 1 to 5 years.
Savings
Table below shows how much you'll save with a CIMB CashLite Personal Instalment Loan of S$10,000 for 12 months at 3.50%* p.a. (EIR: 6.40% p.a.).
Receive cash instantly²
For existing CIMB Credit Card cardmembers, convert your available credit balance to cash instantly when you apply via CIMB Clicks Internet Banking.
For new customers, a CIMB Visa Signature will be issued to facilitate the loan. To apply, click here.
Up to 5 years!
Choice between 1, 2, 3, 4, or 5 years tenure.
Up to 90%
Apply and receive a loan of up to 90% of your credit card limit.
Tenure (Years) |
New-To-Bank Promotion | Existing Customers | ||
|---|---|---|---|---|
Interest Rate (p.a) |
Effective Interest Rate (p.a.) |
Interest Rate (p.a) | Effective Interest Rate (p.a.) | |
1 |
3.50* |
6.40% |
4.50¹ | 8.21% |
2 |
6.58% |
8.41% | ||
3 |
6.60% |
8.41% | ||
4 |
6.58% |
8.36% | ||
5 |
6.54% |
8.29% | ||
Interest and Savings |
Amount (S$) |
|---|---|
Interest Payable at 25.9% p.a. with other credit cards for 12 months |
S$2,590 |
Interest Payable with CIMB CashLite Personal Instalment Loan for 12 months |
S$350 |
YOU SAVE (86%) |
S$2,240 |
CashLite at 4.5%^ p.a. |
Monthly Repayments | ||||
|---|---|---|---|---|---|
12 Months |
24 Months | 36 Months | 48 Months | 60 Months | |
S$1,000 |
S$87.08 |
S$43.54 |
S$29.02 | S$21.77 | S$17.41 |
S$3,000 |
S$261.20 | S$130.60 |
S$87.08 | S$65.31 | S$52.25 |
S$5,000 |
S$435.40 | S$217.70 |
S$145.10 | S$108.80 | S$87.07 |
Exclusively for new to bank customers.
Short term interest-free loans from 3-12 months only and one-time processing fees from 0.5% (EIR 2.06%)!
When you apply for a CIMB Credit Card that gives you up to 10% cashback on your everyday spends!
Singaporean and Singapore PR: S$30,000
Fees & Charges
Terms & Conditions
Did you know that we are also giving the best* online SGD Fixed Deposit rate in SG?
*Best rate is as of 1 July 2021. T&Cs apply. SGD deposits are insured up to S$75k by SDIC.