Lowest rate in SG
Promotion: New-to-Bank customers enjoy rates as low as 3.50%* p.a.
Savings
Table below shows how much you'll save with a CIMB CashLite Personal Instalment Loan of S$10,000 for 12 months at 3.50%* p.a. (EIR: 6.40% p.a.).
Receive cash instantly²
For existing CIMB Credit Card cardmembers, convert your available credit balance to cash instantly when you apply via CIMB Clicks Internet Banking.
For new customers, a CIMB Platinum MastercardTM will be issued to facilitate the loan. To apply, click here.
Up to 5 years!
Choice between 1, 2, 3, 4, or 5 years tenure.
Up to 90%
Apply and receive a loan of up to 90% of your credit card limit.
Tenure (Years) |
New-To-Bank Promotion | Existing Customers | ||
|---|---|---|---|---|
Interest Rate (p.a) |
Effective Interest Rate (p.a.) |
Interest Rate (p.a) | Effective Interest Rate (p.a.) | |
1 |
3.50* |
6.40% |
4.50¹ | 8.21% |
2 |
6.58% |
8.41% | ||
3 |
6.60% |
8.41% | ||
4 |
6.58% |
8.36% | ||
5 |
6.54% |
8.29% | ||
Interest and Savings |
Amount (S$) |
|---|---|
Interest Payable at 25.9% p.a. with other credit cards for 12 months |
S$2,590 |
Interest Payable with CIMB CashLite Personal Instalment Loan for 12 months |
S$350 |
YOU SAVE (86%) |
S$2,240 |
Exclusively for new to bank customers.
Short term interest-free loans from 3-12 months only and one-time processing fees from 0.5%!
When you apply for a CIMB Credit Card that gives you up to 10% cashback on your everyday spends!
Singaporean and Singapore PR: S$30,000
Terms & Conditions
All it takes is a S$10 spend to qualify! Don't have a CIMB Credit Card just yet? Sign up for one now to receive S$100* Cash Credit, and earn an extra 100 bonus chances to win!
*T&Cs apply.