Lowest rate in SG
Promotion: New-to-Bank customers enjoy rates as low as 3.50%* p.a.
Savings
Table below shows how much you'll save with a CIMB CashLite Personal Instalment Loan of S$10,000 for 12 months at 3.50%* p.a. (EIR: 6.40% p.a.).
Receive cash instantly²
For existing CIMB Credit Card cardmembers, convert your available credit balance to cash instantly when you apply via CIMB Clicks Internet Banking.
For new customers, a CIMB Platinum MastercardTM will be issued to facilitate the loan. To apply, click here.
Up to 5 years!
Choice between 1, 2, 3, 4, or 5 years tenure.
Up to 90%
Apply and receive a loan of up to 90% of your credit card limit.
Tenure (Years) |
New-To-Bank Promotion | Existing Customers | ||
|---|---|---|---|---|
Interest Rate (p.a) |
Effective Interest Rate (p.a.) |
Interest Rate (p.a) | Effective Interest Rate (p.a.) | |
1 |
3.50* |
6.40% |
4.50¹ | 8.21% |
2 |
6.58% |
8.41% | ||
3 |
6.60% |
8.41% | ||
4 |
6.58% |
8.36% | ||
5 |
6.54% |
8.29% | ||
Interest and Savings |
Amount (S$) |
|---|---|
Interest Payable at 25.9% p.a. with other credit cards for 12 months |
S$2,590 |
Interest Payable with CIMB CashLite Personal Instalment Loan for 12 months |
S$350 |
YOU SAVE (86%) |
S$2,240 |
Exclusively for new to bank customers.
Short term interest-free loans from 3-12 months only and one-time processing fees from 0.5%!
When you apply for a CIMB Credit Card that gives you up to 10% cashback on your everyday spends!
Share the good news with your friend and earn unlimited cashback for every CIMB CashLite referral!
No multiple conditions required to enjoy high savings with CIMB FastSaver!
Singaporean and Singapore PR: S$30,000
Terms & Conditions
Accumulate chances to win back 6 months* of Card bills & S$1,000* monthly cash credit prizes in our CIMB Pays My Card Bills Lucky Draw!
*T&Cs apply.