CIMB 3.50% Savings Account Promotion

Bonus Interest / Profit Promotion

Sign up for any eligible savings account below and enjoy flat 3.50%** p.a. interest/profit rate from your 1^st dollar till 30 September 2024 with NO cap on interest earned and NO lock-in period!

To qualify for this promotion,

Open any eligible savings account from 1 to 31 July 2024.
Deposit and maintain a minimum of S$5,000 in fresh funds^#.

How it works for new customers

Important Note:

Comparison month refers to end-of-day balance on 30 June 2024.
To qualify for bonus interest / profit for the current month, month-end incremental balance for the current month needs to be more than S$5,000 in fresh funds^# compared against the comparison month end-of-day balance.

Refer to illustration of a new customer using CIMB FastSaver Account below for details:

^*** Daily Incremental Balance must be minimally S$5,000.

^****Month-end Incremental Balance must be minimally S$5,000.

Date	End-of-Day Balance	Month-End Balance	Prevailing Interest/ Profit Paid on the last day of each month	Bonus Interest/ Profit	Total Interest/ Profit
30 June 2024 (Comparison Month)	S$0	S$0	-	-	-
1 – 10 July 2024 11 – 31 July 2024	S$4,000 S$11,000	S$11,000	S$4,000 x 1.50% / 365 x 10 days = S$1.64 S$11,000 x 1.50% / 365 x 21 days = S$9.49	N.A.*** S$11,000 x 2.00% / 365 x 21 days = S$12.65	S$1.64 S$22.14
1 – 20 August 2024 21 – 31 August 2024	S$10,000 S$4,000	S$4,000	S$10,000 x 1.50% / 365 x 20 days = S$8.21 S$4,000 x 1.50% / 365 x 11 days = S$1.80	N.A.****	S$8.21 S$1.80
1 – 30 September 2024	S$20,000	S$20,000	S$20,000 x 1.50% / 365 x 30 days = S$24.65	S$20,000 x 2.00% / 365 x 30 days = S$32.87	S$57.52

Date

End-of-Day

Balance

Month-End

Balance

Prevailing Interest/ Profit

Paid on the last day of each month

Bonus Interest/ Profit

Total Interest/ Profit

30 June 2024

(Comparison Month)

S$0

-

1 – 10 July 2024

11 – 31 July 2024

S$4,000

S$11,000

S$4,000 x 1.50% / 365 x 10 days = S$1.64

S$11,000 x 1.50% / 365 x 21 days = S$9.49

N.A.***

S$11,000 x 2.00% / 365 x 21 days = S$12.65

S$1.64

S$22.14

1 – 20 August 2024

21 – 31 August 2024

S$10,000

S$4,000

S$10,000 x 1.50% / 365 x 20 days = S$8.21

S$4,000 x 1.50% / 365 x 11 days = S$1.80

N.A.****

S$8.21

S$1.80

1 – 30 September 2024

S$20,000

S$20,000 x 1.50% / 365 x 30 days = S$24.65

S$20,000 x 2.00% / 365 x 30 days = S$32.87

S$57.52

Earn a flat interest/profit rate of 3.50%** p.a. on your incremental fresh funds^#till 30 September 2024 with NO cap on interest earned and NO lock-in period!

To qualify for this promotion, top up a minimum of S$5,000 incremental fresh funds^#(compared to month-end balance of 30 June 2024) into your account from 1 to 31 July 2024.

How it works for existing customers

Important Note:

Comparison month refers to end-of-day balance on 30 June 2024.
To qualify for bonus interest / profit for the current month, month-end incremental balance for the current month needs to be more than S$5,000 in fresh funds^# compared against the comparison month end-of-day balance.

Refer to illustration of an existing customer using CIMB FastSaver Account below for details:

*** Daily Incremental Balance must be minimally S$5,000.

**** Month-end Incremental Balance must be minimally S$5,000.

Date	End-of-Day Balance	Month-End Balance	Prevailing Interest/ Profit Paid on the last day of each month	Bonus Interest/ Profit	Total Interest/ Profit
30 June 2024 (Comparison Month)	S$1,000	S$1,000	-	-	-
1 – 10 July 2024 11 – 31 July 2024	S$4,000 S$11,000	S$11,000	S$4,000 x 1.50% / 365 x 10 days = S$1.64 S$11,000 x 1.50% / 365 x 21 days = S$9.49	N.A.*** S$10,000 x 2.00% / 365 x 21 days = S$11.50	S$1.64 S$20.99
1 – 20 August 2024 21 – 31 August 2024	S$10,000 S$4,000	S$4,000	S$10,000 x 1.50% / 365 x 20 days = S$8.21 S$4,000 x 1.50% / 365 x 11 days = S$1.80	N.A.****	S$8.21 S$1.80
1 – 30 September 2024	S$20,000	S$20,000	S$20,000 x 1.50% / 365 x 30 days = S$24.65	S$19,000 x 2.00% / 365 x 30 days = S$31.23	S$55.88

Date

End-of-Day

Balance

Month-End

Balance

Prevailing Interest/ Profit

Paid on the last day of each month

Bonus Interest/ Profit

Total Interest/ Profit

30 June 2024

(Comparison Month)

S$1,000

-

1 – 10 July 2024

11 – 31 July 2024

S$4,000

S$11,000

S$4,000 x 1.50% / 365 x 10 days = S$1.64

S$11,000 x 1.50% / 365 x 21 days = S$9.49

N.A.***

S$10,000 x 2.00% / 365 x 21 days = S$11.50

S$1.64

S$20.99

1 – 20 August 2024

21 – 31 August 2024

S$10,000

S$4,000

S$10,000 x 1.50% / 365 x 20 days = S$8.21

S$4,000 x 1.50% / 365 x 11 days = S$1.80

N.A.****

S$8.21

S$1.80

1 – 30 September 2024

S$20,000

S$20,000 x 1.50% / 365 x 30 days = S$24.65

S$19,000 x 2.00% / 365 x 30 days = S$31.23

S$55.88

CHOOSE YOUR HIGH INTEREST SAVINGS ACCOUNT

CIMB StarSaver Savings Account

Enjoy free withdrawals with your CIMB ATM card at over 6,000 CIMB ATMs regionally
A Shariah-compliant equivalent is available here

Apply Now

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CIMB FastSaver Account

No Fall Below Fees and Monthly Charges
Interest calculated daily
Instant funds transfers via FAST
A Shariah-compliant equivalent is available here

Apply Now

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CIMB Junior Saver Account

Enjoy flexible withdrawals, anytime
Low minimum deposit of S$1,000
Zero fees needed to maintain the account
For 12 years old and below

Apply Now

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Promotion

CIMB Preferred Banking Promo

Receive up to S$3,000* in welcome gifts

when you start a Preferred Banking relationship with us.

Find Out More

Breakdown of Interest/Profit Rates

Interest / Profit Rates

For CIMB FastSaver/ FastSaver-i Account

Account Balance	Prevailing Interest / Profit Rate (p.a.)	Bonus Interest / Profit Rate (p.a.)	Total Interest / Profit Rate (p.a.)	Additional Interest / Profit Rate (p.a.)^ when you credit your salary or schedule a recurring transfer (Standing Instruction via GIRO) of min. S$1,000
First S$25,000	1.50%	2.00%	3.50%	0.50%^ Click here for details
Next S$25,000	2.50%	1.00%		-
Next S$25,000	3.50%	0.00%		-
Above S$75,000	0.80%	2.70%		-

Interest / Profit Rates

For CIMB StarSaver/ StarSaver-i/ StarSaver (Savings)/ StarSaver (Savings)-i Account

Account Balance	Prevailing Interest / Profit Rate (p.a.)	Bonus Interest / Profit Rate (p.a.)	Total Interest / Profit Rate (p.a.)
First S$100,000	1.50%	2.00%	3.50%
Next S$150,000	2.50%	1.00%
Above S$250,000	3.50%	0.00%

Interest Rates

For CIMB Junior Saver Account

Account Balance	Prevailing Interest / Profit Rate (p.a.)	Bonus Interest / Profit Rate (p.a.)	Total Interest / Profit Rate (p.a.)
First S$5,000	1.50%	2.00%	3.50%
Next S$20,000	2.50%	1.00%
Next S$25,000	3.50%	0.00%
Above S$50,000	0.80%	2.70%

Terms & Conditions

* Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily end-of-day balance, provided that the prevailing interest earned is at least $0.01 at the end of the month.

** Terms and conditions governing the CIMB CASA Bonus Interest/Profit Promotion July 2024 apply, please click here for details. For Customers who participated in CIMB CASA Bonus Interest/Profit Promotion June 2024, will not be eligible to participate in the July Promotion, please click here for the full terms and conditions.

^#Fresh funds refers to funds that do not originate from any existing account with the Bank.

^ Terms and conditions governing the CIMB Fastsaver/ FastSaver-i Salary Crediting and Savings Promotion 2024 apply. Please click here for the full terms and conditions.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts

Why Choose CIMB for High Interest Savings Accounts?

Our high interest savings accounts are designed to help you grow your savings more quickly while providing easy access to your funds. With no lock-in period or monthly fees, you can withdraw or deposit funds anytime without any hassle.

At CIMB Singapore, we are committed to providing our customers with savings account solutions that best cater to their diverse financial needs. Whether you're looking for a basic savings account, such as our CIMB FastSaver account, CIMB StarSaver (Savings) account or a more complex savings solution for foreign currencies, like our CIMB Foreign Currency Savings Account, we have a range of options to suit your requirements. Alternatively, you may consider our Shariah-compliant CIMB FastSaver-i Account, that also allows you to receive one of the highest profit rate.

Explore our range of innovative and convenient financial products besides savings accounts, including loans, credit cards, investments, and insurance products. Our products are designed to cater to your unique financial needs and help you achieve your financial goals. Plus, with attractive promotions and deals, there has never been a better time to bank with CIMB.

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