The interest rate is a pivotal factor in determining the overall affordability of your personal loan. When comparing loan offers from different banks, a lower interest rate is generally preferable, as it means you'll pay less in interest charges over the life of the loan. Interest rates depend on several factors, including your creditworthiness, where better credit scores typically lead to lower rates, the loan quantum and various other market conditions.
CIMB Personal Loan offers an attractive interest rate as low as 3.38%* p.a. (EIR from 6.32% p.a.) Transparency is a key highlight here, as knowing the exact rate at which you'll be borrowing helps you make informed financial decisions. Unlike many loan providers who only publish their lowest rate offered without sharing details on how you can obtain that rate, CIMB Personal Loan is transparent in that we publish all our loan interest rates openly on our website such that it is easy for you to understand. Check out the interest table published on the CIMB Personal Loan page and you can find out the interest rate you will be getting based on approved loan amount and tenure.