1. Anyone can get into an accident
No one expects to get into an accident, and they can arise even when you least expect it. Accidents are also extremely expensive, and you might not be prepared to pay for any damages.
Since health insurance usually only provide coverage for medical treatments and hospitalisation, you should be prepared for such scenarios with an accident coverage.
2. Supplement your income
Sometimes, a severe accident that causes permanent disability might impair your ability to work, or even prevent you from working in future.
In a scenario like this, your accident plan that pays out a lump sum due to total and permanent disablement will come in handy and complement your health and life insurance coverage.
3. Get coverage for outpatient treatment
A personal accident plan allows you to claim medical reimbursement for certain inpatient and outpatient treatments, such as an MRI scan, after an accident. This is unlike hospitalisation plans, which require you to be hospitalised to be able to claim for certain treatments.
These treatments can be costly, and it is important to ensure that you are able to adequately fund them.
4. Ensure sufficient protection
A personal accident plan is not meant to replace your health or life insurance coverage. Instead, it will help to cover any potential gaps that may leave you vulnerable to unexpected scenarios.
The CIMB Revital Accident Care plan gives you worldwide 24-hour protection against sudden, unforeseen and unexpected events.
It covers accidental death or permanent disablement, accidental medical reimbursement, as well as involuntary unemployment.
Be covered always!