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With effect from 1 June 2015
FIs to disclose to borrowers:
(a) the total amount and time needed to fully pay off their debts if they pay only the minimum payment each month; and
(b) the amount of debt that would accumulate by the end of 6 months if they make no payments in the next 6 months.
Borrowers who have not paid their prior month’s bills for credit card and revolving unsecured credit facilities in full will receive the disclosure statement.
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Dear customers, due to the high volume of new account applications, we seek your understanding as more time is required to process your application. We thank you for your patience.