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With effect from 1 June 2015

FIs to disclose to borrowers:

(a) the total amount and time needed to fully pay off their debts if they pay only the minimum payment each month; and

(b) the amount of debt that would accumulate by the end of 6 months if they make no payments in the next 6 months.

Who will receive this disclosure statement?

Borrowers who have not paid their prior month’s bills for credit card and revolving unsecured credit facilities in full will receive the disclosure statement.

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