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With effect from 1 June 2015
FIs to disclose to borrowers:
(a) the total amount and time needed to fully pay off their debts if they pay only the minimum payment each month; and
(b) the amount of debt that would accumulate by the end of 6 months if they make no payments in the next 6 months.
Borrowers who have not paid their prior month’s bills for credit card and revolving unsecured credit facilities in full will receive the disclosure statement.
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Dear customers, due to the high volume of new account and credit card applications, we seek your understanding as more time is required to process your application. We thank you for your patience.