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No, the DCP excludes any renovation loan, education loan, medical loan, credit facility granted for businesses or business purposes and/or outstanding debts under joint accounts.
In recognition of the purposeful or needs-based nature of such loans, MAS has exempted them from the industrywide and per-FI borrowing limits.
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Dear customers, due to the high volume of new account and credit card applications, we seek your understanding as more time is required to process your application. We thank you for your patience.