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Can I continue to use my existing credit facilities after I apply for DCP but before it’s being approved?

No. Further usage of existing unsecured credit facilities will not be allowed once a borrower decides to takes up the DCP.

If the approved DCP Amount is insufficient to repay your outstanding under any existing unsecured credit facilities in full, you shall remain fully responsible for the payment of any extra costs / expenses / shortfall incurred in accordance with the terms and conditions governing such DCP. Your obligations under such unsecured credit facilities shall remain unchanged and continue. 

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