All financial institutions who provide unsecured credit facilities and/or credit cards are participating financial institutions (FIs). Currently, there are 14 participants(subject to revision):-
- American Express International, Inc.
- Australia and New Zealand Banking Group Limited
- Bank of China Limited Singapore
- CIMB Bank Berhad, Singapore Branch
- Citibank Singapore Limited
- DBS Bank Ltd vii. Diners Club Singapore Pte Ltd
- HSBC Bank (Singapore) Limited
- Industrial and Commercial Bank of China Limited
- Standard Chartered Bank (Singapore) Limited
- Malayan Banking Berhad xii. Oversea-Chinese Banking Corporation Limited
- RHB Bank Berhad xiv. United Overseas Bank Limited
New financial institution(s) may be added and/or substituted from time to time.