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CIMB Zakat Payment Services

Pay For Zakat Conveniently Online with CIMB Clicks

Choose between Bill Payment OR PayNow, or both!

Pay both your Zakat* Fitrah1 and Zakat On Savings easily Through Bill Payment or PayNow via CIMB Clicks!

 

With CIMB Clicks, our customers can conveniently fulfil their Zakat Fitrah1 and Zakat On Savings, from wherever they are. On top of that, we also provide our customers the flexibility to contribute to Wakaf^ Ilmu via CIMB Clicks. With our Zakat calculator, fulfilling your Zakat obligations is made simple for you. With our Zakat calculator, fulfilling your Zakat obligations is made simple for you. 

 

Be Ramadan ready by downloading the CIMB Imsakiah Calendar 2026/1447H

 

Download Now

 

When is Zakat considered obligatory?

 

  1. Your asset(s) has met the Nisab#  (the minimum amount of wealth that one should have) 
  2. You have held this minimum amount for 1 Hijri year or 355 days (Haul** )

 

If at any point within the Haul, your savings fall below the Nisab, your Haul is broken and Zakat is not an obligation to you.

 

Example of Broken Haul:

Assuming Nisab is S$15,079

CIMB Zakat Calculator

Zakat Calculator

Zakat is calculated at 2.5% of zakatable assets (Money, Gold, Investments and eligible Insurance) once both Nisab and Haul are met. This tool helps estimate the Zakat amount payable.

Nisab value as of 02/2026: S$17,230.00

Disclaimer: Nisab is based on the current market price of 86g of gold and may be updated periodically to reflect market fluctuations.

Money
Notes & coins you hold personally.
Cash in bank accounts
This asset does not meet the nisab.
Gold
Enter the current market price per gram.
Gold not intended for usage.
This asset does not meet the nisab.
Investments
Market value of listed / unlisted shares.
e.g. unit trusts or capital & loan account balances.
This asset does not meet the nisab.
Insurance
Surrender value of savings / endowment policies.
Surrender value where applicable.
This asset does not meet the nisab.
Other Zakat Due
Zakat amount due on any other assets you own.

This amount is added directly to the Zakat payable.

Zakat Summary
Category Zakat amount (S$)
Money (cash & bank balances) 0.00
Gold 0.00
Investments 0.00
Insurance 0.00
Other Zakat Due (input) 0.00
Total Zakat Payable 0.00

Terms and Conditions apply, click here.

Click here for steps to PayNow your Zakat via CIMB Clicks Mobile App

 

Zakat Payment via PayNow 

 

Step 1: Visit www.zakat.sg, click 'Make Payment'  and select your Type of Zakat (Zakat Fitrah or other Zakat Harta types).

 

Step 2: On the checkout page, select ‘PayNow’  and click ‘Make Payment’. In the payment gateway page, click ‘Generate QR code’.

 

Step 3: Log in to CIMB Clicks Mobile App. Select ‘Scan & Pay’  and scan or upload the QR code generated.

 

Step 4: Ensure that the transaction is going to MUIS Zakat with the correct amount and complete the transaction.

Instant SG-MY Funds Transfers

How To Get Started

Step 1

Apply for a  CIMB FastSaver-i Account.
- Competitive profit rate

- No multiple conditions, monthly service fees or fall-below fees

- Instant account opening

 

A 6-digit Activation Code will be sent to your mobile number upon activation of your new CIMB FastSaver-i Account.

Step 2a (Bill Payment via CIMB Clicks Mobile App)

Step 1:

Perform your First Time Login with the Activation Code.

 

Step 2:

Log in to your CIMB Clicks Mobile App

 

Step 3: 

Select Pay & Transfer > Pay Bills

 

Step 4:

Select Biller between > MUIS-Zakat Fitrah1 or MUIS-Zakat On Savings

Step 2b (Bill Payment via CIMB Clicks Online Banking)

Step 1:

Perform your First Time Login with the Activation Code.

 

Step 2:

Log in to CIMB Clicks Online Banking

 

Step 3: 

Select Bill Payment > Pay Singapore Bills

 

Step 4:

Choose between Payment to > MUIS-Zakat Fitrah1, MUIS-Zakat On Savings or Wakaf Ilmu

Step 2c (PayNow)

Step 1: Register your PayNow with CIMB Bank

 

Step 2: Visit www.zakat.sg, click 'Make Payment' and select your Type of Zakat (Zakat Fitrah or other Zakat Harta types)

 

Step 3: On the checkout page, select ‘PayNow’ and click ‘Make Payment’. followed by ‘Generate QR code’

 

Step 4: Log in to CIMB Clicks Mobile App. Select ‘Scan & Pay’. to scan/upload the QR code generated - Ensure that the transaction is going to MUIS Zakat with the correct amount to complete the transaction
Via Bill Payment (CIMB Clicks Mobile App)

Step 1:

Log in to your CIMB Clicks Mobile App

 

Step 2: 

Select Pay & Transfer > Pay Bills

 

Step 3:

Select Biller between > MUIS-Zakat Fitrah1  or MUIS-Zakat On Savings 

Via Bill Payment (CIMB Clicks Online Banking)

Step 1:

Log in to CIMB Clicks Online Banking

 

Step 2: 

Select Bill Payment > Pay Your Singapore Bill 

 

Step 3:

Choose between Payment to > MUIS-Zakat Fitrah1, MUIS-Zakat On Savings or Wakaf Ilmu

Via PayNow

Step 1: Register your PayNow with CIMB Bank

 

Step 2: Visit www.zakat.sg, click 'Make Payment' and select your Type of Zakat (Zakat Fitrah or other Zakat Harta types)

 

Step 3: On the checkout page, select ‘PayNow’ and click ‘Make Payment’. followed by ‘Generate QR code’

 

Step 4: Log in to CIMB Clicks Mobile App. Select ‘Scan & Pay’. to scan/upload the QR code generated - Ensure that the transaction is going to MUIS Zakat with the correct amount to complete the transaction

Frequently Asked Questions (FAQs)

*What is Zakat?

Zakat is the 3rd pillar of Islam and is the determined share of wealth prescribed by Allah (S.W.T) to be distributed to the 8 categories entitled to receive it. Zakat as translated from Arabic means growth, multiplicity, fertility, cleansing, full of baraqah. It is an ibadah in terms of wealth and is obligatory on the Muslim who has the financial means. You can now conveniently pay your Zakat to Muis through Bill Payment or PayNow via CIMB Clicks.

 

^What is Wakaf?

Wakaf is a sadaqah jariyyah (recurring / ongoing charity), a voluntary charitable endowment, from ones’ personal belongings or wealth in the form of cash / property for Shariah compliant causes. You can pledge your own Wakaf to Muis through Bill Payment or PayNow via CIMB Clicks.

 

#What is Nisab?

The minimum amount of the asset held for zakat to be obligatory

**What is Haul?

1 Hijri year or 355 days (Haul). If at any point within the Haul, your savings fall below the Nisab, your Haul is broken and Zakat is not an obligation to you.

 

 

What assets do I have to pay Zakat on?

 

For all assets that you have ownership over and have met the 2 requirements above, zakat is payable. This includes:

  1. cash on hand
  2. cash in bank accounts
  3. gold*
  4. investments/shares
  5. others

 

*For gold not intended for usage (meant as investment tools), Zakat is payable if the total weight of gold meets the Nisab of 86g.

*For gold intended for usage (jewellery), Zakat is payable if each piece of jewellery meets the uruf of 860g

 

How do I calculate Zakat on Savings if I have multiple bank accounts?

Calculating Zakat with Multiple Accounts: 

 

Date Account A Account B Account C Total
15 Feb 2025 $5,000 $900 $15,000 $20,900
4 May 2025 $8,000 $500 $8,000 $16,500
31 Oct 2025 $12,000 $10,000 $10,000 $32,000

Step 1: Identify the lowest account balance for each account during the Haul period

Step 2: Identify the date(s) (i.e. 15 Feb for Account A, 4 May for Account B and C)

Step 3: Identify the lowest TOTAL account balance (i.e. $16,500)


Since the TOTAL account balance meets the Nisab, Zakat is obligatory. 


Zakat payable: $16,500 x 2.5% = $412.50

Terms and Conditions

1 Zakat Fitrah is only enabled on CIMB Clicks Mobile App and CIMB Clicks Online Banking during the fasting month of Ramadan from 12am on 1st day of Ramadan and disabled by 12am before Hari Raya Aidil Fitri.

 

Click here to view common pre-application FAQs.

 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts

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