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Features & Benefits

Competitive Rates No Fall-Below Fees Online Application
Competitive Rates
No Fall-Below Fees
Online Application

 

Interest Rates

From now till 28 February 2022, enjoy additional interest rate of up to 0.50%# p.a. on top of your prevailing interest rate by simply topping-up a min. of S$10,000 to max. of S$500,000 incremental in fresh funds* (compared to month-end balance of 30 November 2021) into your account with no lock-in period!

 

Account Balance

Interest Rates¹

Bonus Interest Rate#

First S$200,000

0.20% p.a.

On incremental fresh funds balances:

 

 

 

Personal Banking: 0.40%# p.a.

Preferred Banking: 0.50%# p.a.

Next S$800,000

0.40% p.a.

Above S$1,000,000

0.20% p.a.

 

*"Fresh funds" refers to funds that do not originate from any existing account with the Bank.

 

Here's an illustration on how Bonus Interest works for a Personal Banking customer:

 

  1. Comparison month refers to end-of-day balance on 30 Nov 2021.
  2. To be entitled to Bonus Interest for the current month, Month-end Incremental Balance shall be at least S$10,000 (e.g. End-of-day balance on 31 Dec 2021 compared against end-of-day balance on 30 Nov 2021).
  3. Bonus Interest will be calculated daily based on Incremental Balance of minimum S$10,000 to maximum S$500,000. No Bonus Interest will be accorded for Incremental Balance below S$10,000 or above S$500,000.

 

Date

End-of-day 

Balance

Incremental Balance against 30 Nov 2021  Bonus Interest

30 Nov 2021 

 

S$100,000

NA NA

1-10 Dec 2021

 

S$110,000 S$10,000

S$10,000 x 0.40% / 365 x 10 Days

=S$1.09

11-20 Dec 2021

 

S$300,000 S$200,000

S$200,000 x 0.40% / 365 x 10 Days

= S$21.90

21-25 Dec 2021

 

S$105,000 S$5,000 S$0^

26-31 Dec 2021

S$700,000+

S$500,000^

S$500,000 x 0.40% / 365 x 6 Days

=S$32.87

Total Bonus Interest in Dec 2021

 

  S$55.86

 

^The minimum and maximum Incremental Balance eligible for Bonus Interest is S$10k and S$500k respectively.

+If the end-of-day balance on 31 Dec 2021 is below S$110,000 and the Month-end Incremental Balance is below S$10,000, no Bonus Interest will be accorded for Incremental Balance for the entire month of Dec 2021. 

To top up your account, either FAST in your funds from another bank account, or fill in our Monthly Funds Transfer Application Form downloadable below.

 

 

Promotion

Eligibility

Maximum Age: 12 & Below for Child

Joint (In-Trust) Account

  • Must be opened jointly by the parent / legal guardian (who is 18 years and above) and the child who is 12 years and below.

  • Withdrawals for In-Trust account can only be performed at CIMB branches.

Document(s) Required

For Singaporeans/PRs and Malaysians Residing in Singapore

1. Copy of NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)

 

For Foreigners

 

1. Passport and child’s birth certificate

 

 

2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)

 

 

3. Supporting documents to be provided (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)

 

Terms & Conditions

10.20% p.a. for the first S$200,000 balances; 0.40% p.a. for balances above S$200,000 to S$1,000,000; and 0.20% p.a. for balances above S$1,000,000 will apply accordingly. Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB Junior Saver Account on any given day.

 

#Terms and conditions governing CIMB StarSaver/Junior Saver Bonus Interest/Profit Promotion 2021/2022 apply. Please click here for full terms and conditions. 

Important Notes

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors, and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme, are insured by the Singapore Deposit Insurance Corporation for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.