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Features & Benefits

Competitive Rates No Fall-Below Fees Online Application
Competitive Rates
No Fall-Below Fees
Online Application


Interest Rates

Earn interest rates of up to 4.0%* p.a. by simply topping up a minimum of S$10,000 incremental fresh funds (compared to month-end balance of 29 February 2024) into your account from 1 March to 31 May 2024. Fresh funds refers to funds that do not originate from any existing account with the Bank.


Account Balance

Prevailing Interest Rate (p.a.)^

Bonus Interest Rate (p.a.)*

on incremental balance of min. S$10,000, in addition to prevailing interest rate

First S$5,000 1.50% 0.50%
Next S$20,000 2.50%
Next S$25,000 3.50%
Above S$50,000 0.80%

To top up your account, either FAST in your funds from another bank account, or fill in our Monthly Funds Transfer Application Form here.


How To Apply

Step 1- Apply Now (MyInfo Available)

Apply through MyInfo.

Step 2- Account Activation

For MyInfo application, the account will be automatically activated within 5 business days if no further review or follow up is required, subject to the Bank’s approval1.



For Non-Myinfo application, please FAST in from your single personal account with another bank in Singapore1 or from your own CIMB Malaysia Account 

Step 3- Access Your Account

Access your account by downloading our "CIMB Clicks Singapore" Mobile App2  to set up your Digital Token.


Find out more here.




Maximum Age: 12 & Below for Child

Joint (In-Trust) Account

  • Must be opened jointly by the parent / legal guardian (who is 18 years and above) and the child who is 12 years and below.

  • Withdrawals for In-Trust account can only be performed at CIMB branch.

Documents Required


For Singaporeans/PRs and Malaysians Residing In Singapore

1. Copy of NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)


For Foreigners

1. Passport

2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)

3. Supporting documents to be provided (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)

Terms & Conditions


^Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB Junior Saver Account on any given day.


*Terms and conditions governing the CIMB Current/Savings Account Interest/Profit Promotion 2024 apply. Please click here for the full terms and conditions. Promotion is only valid till 31 May 2024.


1CIMB retains the discretion, without the obligation to provide any reason, to request a discretionary first-party fund-in (of an amount determined at its absolute discretion) for selected applications for current/savings account. Initial deposit will be refunded to the originating account in the event deposit application is unsuccessful. Please expect a longer turnaround time in receiving the refund of the initial deposit if initial deposit was not sent using the accepted methods as stated above. If the originating account is not under the CIMB deposit applicant’s name, any request to refund the initial deposit to the applicant’s personal account requires a documentary proof i.e. bank statement. All incidental charges and foreign exchange arising from the refund will be borne by the customer. An indemnity form may be required to be completed by the applicant before any refund can be processed.


2Download our "CIMB Clicks Singapore" Mobile App to set up your Digital Token. Find out more here.


Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.