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Features & Benefits

Up to 0.70% p.a.! No Fall-Below Fees Online Application
Up to 0.70% p.a.!
No Fall-Below Fees
Online Application


Interest Rates

Account Balance Interest Rates¹
First S$200,000 0.40% p.a.
Next S$800,000
0.70% p.a.
Above S$1,000,000 0.40% p.a.

Our Referral Programme is now available! We're rewarding both you AND your family or friends with Takashimaya Vouchers2 whenever you successfully refer them to take up our Current and Savings Accounts. For more information, please click here.

To top up your account, either FAST in your funds from another bank account, or fill in our Monthly Funds Transfer Application Form downloadable below.


Maximum Age: 12 & Below for Child

Joint (In-Trust) Account

  • Must be opened jointly by the parent / legal guardian (who is 18 years and above) and the child who is 12 years and below.

  • Withdrawals for In-Trust account can only be performed at CIMB branches.

Document(s) Required

For Singaporeans/PRs and Malaysians Residing in Singapore

1. Copy of NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)


For Foreigners

1. Passport and child’s birth certificate

2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)

3. Supporting documents to be provided if available (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)

Terms & Conditions

1 0.40% p.a. for the first S$200,000 balances; 0.70% p.a. for balances above S$200,000 to S$1,000,000; and 0.40% p.a. for balances above S$1,000,000 will apply accordingly. Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB Junior Saver Account on any given day.

2 Terms and conditions apply for the CIMB Current/Savings Accounts Referral Programme Aug - Dec 2020 Promotion ("Promotion"). Please click here for the full terms and conditions. Promotion Period is from 01 August 2020 till 31 December 2020. The Eligible Account(s) must be opened with a minimum deposit of S$5,000 in the form of New Deposits deposited within fourteen (14) days from the date of account opening and maintained for at least three (3) months from the date of account opening.

Important Notes

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors, and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme, are insured by the Singapore Deposit Insurance Corporation for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.