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Features & Benefits

Competitive Rates No Fall-Below Fees Online Application
Competitive Rates
No Fall-Below Fees
Online Application


Interest Rates

Account Balance

Prevailing Interest Rates^

First S$200,000

0.20% p.a.

Next S$800,000

0.40% p.a.

Above S$1,000,000

0.20% p.a.

To top up your account, either FAST in your funds from another bank account, or fill in our Monthly Funds Transfer Application Form downloadable below.





Maximum Age: 12 & Below for Child

Joint (In-Trust) Account

  • Must be opened jointly by the parent / legal guardian (who is 18 years and above) and the child who is 12 years and below.

  • Withdrawals for In-Trust account can only be performed at CIMB branches.

Document(s) Required

For Singaporeans/PRs and Malaysians Residing in Singapore

1. Copy of NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)


For Foreigners


1. Passport and child’s birth certificate



2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)



3. Supporting documents to be provided (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)


Terms & Conditions

^0.20% p.a. for the first S$200,000 balances; 0.40% p.a. for balances above S$200,000 to S$1,000,000; and 0.20% p.a. for balances above S$1,000,000 will apply accordingly. Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB Junior Saver Account on any given day.


#Terms and conditions governing CIMB StarSaver/Junior Saver Bonus Interest/Profit Promotion 2022 apply. Please click here for full terms and conditions.


Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors, and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme, are insured by the Singapore Deposit Insurance Corporation for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.