From the moment you get the good news, there’s going to be periodic medical check-ups ( such as ultrasounds and blood tests), to ensure that both mother and baby are safe and sound.
The cost for these check-ups varies from clinic to clinic, but will ultimately amount to a maximum of about S$3,800*, depending on what type of clinic you choose to go to. To reduce costs, you might want to consider taking up a package with the clinic of your choice, or look at going to government clinics for your check-ups as well.
Before you know it, your baby will be on its way. Some employers do provide maternity coverage, but you’ll still have to budget for medical and delivery complications. The cost of a natural birth without complications will range from S$840 to S$9,775, depending on the hospital and the type of ward. And it goes without saying, any complications will result in extra costs. Therefore, it’s very important to do your homework beforehand, and review the costs of your preferred hospitals, along with your insurance polices and what they cover.