3DS authentication helps protect you against online fraud by authorising transactions that you have approved.
With in-app approval via the CIMB Mobile App:
- Tap to authenticate without having to enter an SMS OTP
- Verify full transaction details such as merchant’s name, transaction currency and amount, and account before approving
- More secure than SMS OTP and thus reducing interception exposure and unauthorised use
For a more secure and seamless way to approve online transactions, customers are highly encouraged to use the CIMB Mobile App with Digital Token.