Are Singaporeans Ready for Retirement? What the Latest Research Reveals

How prepared are we for retirement and why do many still feel financially uncertain? Based on new research by CIMB and Nanyang Technological University, this keynote shares key findings on retirement readiness in Singapore - who feels the most anxiety, and what motivates people to take action. 

Are You Really Covered? What Most People Only Discover During a Crisis

Many people assume they’re protected until an unexpected event reveals gaps they never knew existed. This practical keynote uncovers common blind spots in insurance coverage, from overlooked exclusions to overlapping plans and missed essentials.

In clear, everyday language, you’ll learn how to spot potential gaps early and ensure your protection truly works when you need it most. A timely reality check for anyone who wants peace of mind without unnecessary complexity.

Singlife

Money Habits That Shape Long-Term Results

A practical keynote that explores how everyday money habits, from budgeting and cash flow to consistency and discipline, quietly shape long-term financial outcomes and form the foundation for protection, investing and retirement planning.

Navigating Today’s Markets: Staying Focused in Uncertain Times

Markets move, headlines change and uncertainty can start to feel like the new normal. What should long-term investors actually do during some periods?

In this session, CIMB’s CIO breaks down what’s driving today’s markets, the key risks and opportunities to watch, and how to separate real signals from noise. Learn how to stay disciplined through volatility,  with a clear framework for keeping your portfolio aligned to your long-term goals, even when the short term feels shaky.

Gen Zs, Are We Cooked?

This talk by Ruiming and Wei Choon (co-founders of TWS) will explore the circumstances that make Gen Z life more challenging than some other generations might assume, such as entering the workforce during a time of economic uncertainty and rapid AI disruption, and having to navigate rising living costs and a workplace that's still dominated by older generations.

At the same time, the talk will highlight that young people still have more agency than they think, with the power to develop strong financial habits and long-term plans for the life they want to build. 

Mr. He Ruiming and Mr. Goh Wei Choon,

Co-founders, The Woke Salaryman

Undertraining vs Overtraining: How Much Insurance Is Enough? 

When it comes to insurance, more isn’t always better, but too little can leave you exposed. So how do you know what’s right for your stage of life and budget? This practical keynote breaks down how to strike the right balance between adequate protection and affordability. Learn how to avoid costly gaps, prevent overpaying for unnecessary coverage, and build a protection plan that truly fits your needs as life evolves.

Mr. Chan Wai Kit, Executive Director,

Life Insurance Association 

Training for Life Stages. What Insurance Really Looks Like Over Time

​A panel discussion that explores how protection needs evolve across different life stages, from providing basic protection in early career years to supporting family security, wealth continuity, healthcare needs, and retirement planning, showing how its purpose evolves alongside changing responsibilities, risks and long-term goals.

Panellists:

Mr. Gerald Wong, Founder, Beansprout

Mr. Chan Wai Kit, Executive Director, Life Insurance Association 

Moderator:

Mr. Timothy Ho, Co-founder, DollarsAndSense

You're Funding Three Futures. Here's How to Not Lose Yours

You're paying for your parents' care, your kids' tomorrow, and somehow supposed to be saving for your own retirement, all at the same time. Sounds familiar? This keynote is for the sandwiched generation: the ones quietly absorbing financial pressure from both sides while putting themselves last. Learn how to cut through the overwhelm with the money habits that actually work - practical, realistic strategies to manage cash flow, control caregiving costs, build your safety net, and still invest in the future you deserve. You can hold it all together. This session shows you how.

Planning for the Long Game: What Retirement Readiness Really Looks Like

A keynote that helps you understand what true retirement readiness looks like beyond a single number, covering income sustainability, healthcare needs, lifestyle expectations, and the importance of planning early and reviewing regularly.

Planning Ahead with Confidence: A Practical Guide to Estate & Healthcare Decisions

We cannot predict life’s uncertainties, but we can prepare for them. This practical session explains how putting key plans in place today can protect your loved ones from stress, confusion and difficult decisions in the future with three important tools - Lasting Power of Attorney (LPA), Advance Care Planning (ACP), and Advance Medical Directive (AMD).

Mr. Ho Weijin, Senior Associate, Sim Mong Teck & Partners

Health Shocks and Money Matters: Are You Prepared?

A serious illness can impact not just your health, but your finances and family. This panel with Singapore Cancer Society and MoneyOwl explores how individuals can better prepare for healthcare costs, caregiving needs and financial decisions when life takes an unexpected turn.

Panellists:

Dr. Priyanka Rajendram, Head of Cancer Prevention & Control, Singapore Cancer Society

Ms. Felicia Yeo, CFP®, AEPP®, Master Financial Literacy Trainer, MoneyOwl

Moderator:

Ms. Deanna Lim, DollarsAndSense

Insurance for Every Journey; Building Protection That Fits Modern Lives

Life today doesn’t follow a single script. Some build careers through freelance work, some care for ageing parents, some live independently, and others manage blended or multi-generational families. This keynote is a practical look at protection designed for real lives, not just traditional templates.

A Look Ahead: Feng Shui Insights for a Balanced and Prosperous Year

As we plan for the future, timing, balance and readiness matter. This session offers practical insights into how the coming year’s energy may influence career, wealth and well-being, and how you can prepare ahead with greater awareness.