We will be right with you.
Breakdown of Interest/Profit Rates
Account Balance |
Prevailing Interest / Profit Rate (p.a.) |
Bonus Interest / Profit Rate (p.a.) | Total Interest / Profit Rate (p.a.) | Additional Interest / Profit Rate (p.a.)^ when you credit your salary or schedule a recurring transfer (Standing Instruction via GIRO) of min. S$1,000 |
|---|---|---|---|---|
First S$25,000 |
1.50% |
1.80% | 3.30% | 0.50%^ Click here for details |
Next S$25,000 |
2.50% |
0.80% | - | |
| Next S$25,000 | 3.50% | 0.00% | 3.50% | - |
Above S$75,000 |
0.80% |
2.50% | 3.30% | - |
Account Balance |
Prevailing Interest / Profit Rate (p.a.) |
Bonus Interest / Profit Rate (p.a.) | Total Interest / Profit Rate (p.a.) |
|---|---|---|---|
First S$100,000 |
1.50% |
1.80% | 3.30% |
Next S$150,000 |
2.50% |
0.80% | |
| Above S$250,000 | 3.50% | 0.00% | 3.50% |
Account Balance |
Prevailing Interest / Profit Rate (p.a.) |
Bonus Interest / Profit Rate (p.a.) | Total Interest / Profit Rate (p.a.) |
|---|---|---|---|
First S$5,000 |
1.50% |
1.80% | 3.30% |
Next S$20,000 |
2.50% |
0.80% | |
| Next S$25,000 | 3.50% | 0.00% | 3.50% |
Above S$50,000 |
0.80% |
2.50% | 3.30% |
How it works for new customers
| Date | End-of-Day Balance |
Month-End Balance |
Prevailing Interest/ Profit Paid on the last day of each month |
Bonus Interest/ Profit |
Total Interest/ Profit |
|---|---|---|---|---|---|
31 August 2024 (Comparison Month) |
S$0 | S$0 |
- |
- |
- |
1 – 10 September 2024
11 – 30 September 2024 |
S$4,000
S$11,000 |
S$11,000 |
S$4,000 x 1.50% / 365 x 10 days = S$1.64
S$11,000 x 1.50% / 365 x 20 days = S$9.04 |
N.A.***
S$11,000 x 1.80% / 365 x 20 days = S$10.84 |
S$1.64
S$19.88 |
1 – 20 October 2024
21 – 31 October 2024 |
S$10,000
S$4,000 |
S$4,000 |
S$10,000 x 1.19%^^ / 365 x 20 days = S$6.52
S$4,000 x 1.19%^^ / 365 x 11 days = S$1.43 |
N.A.**** |
S$6.52
S$1.43 |
1 – 30 November 2024 |
S$20,000 |
S$20,000 |
S$20,000 x 1.19%^^ / 365 x 30 days = S$19.56 | S$20,000 x 2.11% / 365 x 30 days = S$34.68 |
S$54.24 |
How it works for existing customers
| Date | End-of-Day Balance |
Month-End Balance |
Prevailing Interest/ Profit Paid on the last day of each month |
Bonus Interest/ Profit |
Total Interest/ Profit |
|---|---|---|---|---|---|
31 August 2024 (Comparison Month) |
S$1,000 | S$1,000 |
- |
- |
- |
1 – 10 September 2024
11 – 30 September 2024 |
S$4,000
S$11,000 |
S$11,000 |
S$4,000 x 1.50% / 365 x 10 days = S$1.64
S$11,000 x 1.50% / 365 x 20 days = S$9.04 |
N.A.***
S$10,000 x 1.80% / 365 x 20 days = S$9.86 |
S$1.64
S$18.90 |
1 – 20 October 2024
21 – 31 October 2024 |
S$10,000
S$4,000 |
S$4,000 |
S$10,000 x 1.19%^^ / 365 x 20 days = S$6.52
S$4,000 x 1.19%^^ / 365 x 11 days = S$1.43 |
N.A.**** |
S$6.52
S$1.43 |
1 – 30 November 2024 |
S$20,000 |
S$20,000 |
S$20,000 x 1.19%^^ / 365 x 30 days = S$19.56 | S$19,000 x 2.11% / 365 x 30 days = S$34.68 |
S$52.51 |
Terms & Conditions
CIMB Preferred Banking Promo
when you start a Preferred Banking relationship with us.
