Credit Protect is an insurance policy underwritten by Manulife (Singapore) Pte Ltd (Reg. No. 198002116D). Insurance products are obligations only of the insurance companies. They are not bank deposits or obligations of or guaranteed by CIMB Bank Berhad or any of its affiliates or subsidiaries.
This product information provided does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You should seek advice from financial adviser before purchasing the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you and take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. Buying a life insurance policy is a long-term commitment. Buying health insurance products that are not suitable for you may impact on your ability to finance future healthcare needs.
Credit Protect is a group insurance policy between Manulife and CIMB Bank Berhad and is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage under the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Credit Protect comes with no surrender value and the coverage will lapse if the premium is not paid. This is only general product information provided by us and is not a contract of insurance. The precise terms and conditions of this plan, including exclusions, are specified in the Certificate of Nomination which you are advised to read. Please fill in the applicable claims form and submit directly to Manulife together with the required documents as indicated in the claims form.
