For new customers in Singapore, submit your personal loan application online using Myinfo for a quick and fuss-free application. Takes less than 10 mins to apply.
We will be right with you.
Low Interest Rate
Enjoy attractive interest rates from as low as 2.68%* p.a. (EIR from 5.06% p.a.) and zero processing fee* for any loan amount!
No Early Repayment Fee
Enjoy the freedom of managing your personal loan with no early repayment fee*! You can repay your loan in full early, at any time, without facing any penalties*.
Attractive Cashback Promotion
Limited-time offer: Get up to S$2,800^ cashback upon approval of your CIMB Personal Loan
Instant Approval, Instant Cash
Get instant approval and instant cash to your account** when you apply online via MyInfo.
No pre-requisite to hold a CIMB bank account or credit card to enjoy this and no need to download an app to apply.
Up to 8# Times of Your Monthly Income
Enjoy a generous credit line with up to 8# times your monthly income for your personal loan.
Multiple Loan Tenures
Opt for a flexible loan tenure between 1 to 5 years and secure yourself affordable, fixed monthly repayments.
Loan Amount | S$10,000 |
Interest Rate* | 2.68% p.a. (EIR 5.06% p.a.) |
Tenure | 5 years |
Processing Fee | 0% |
Total Interest Payable | 2.68% p.a. x S$10,000 x 5 years = S$1,340 |
Total Repayment | S$11,340 |
Monthly Instalment | S$189 |
Tenure |
Approved loan amount | Cashback earned |
---|---|---|
1 or 2 years | Any amount | No cashback |
3, 4, or 5 years
|
<S$10,000 | |
S$10,000 - < S$15,000 | S$50 | |
S$15,000 - < S$30,000 | S$300 | |
S$30,000 - < S$50,000 | S$600 | |
S$50,000 - < S$80,000 |
S$750 | |
S$80,000 - < $150,000 | S$1,000 | |
S$150,000 - < $190,000 | S$2,000 | |
> = S$190,000 | S$2,800 |
Instant** approval personal loan. Apply online without a CIMB bank account or credit card.
Home renovations and improvements
Wedding and major life events
Emergency expenditures
Postgraduate education
Small business ventures
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Discover CIMB's unsecured loan options for flexible, fast funding without collateral. Featuring low interest rates and flexible repayment terms.
What are the eligibility requirements for CIMB Personal Loan?
What is the maximum loan amount that I can apply for?
Why is the Interest rate (flat interest rate) different from the Effective Interest Rate?
How can I find out the estimated monthly repayment amount?
Why am I seeing a different interest rate and fee for the personal loan during my application?
Do I need to provide any documents for the application of personal loan with CIMB?
How do I make payment for the monthly instalment?
Why is the approved loan amount / loan amount received lesser than what I have requested?
Can I repay my CIMB Personal Loan early?
Terms and Conditions