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|CIMB Personal Loan
|For approved loan amount less than S$5,000: 1% of approved loan amount payable together with first monthly instalment. For approved loan amount S$5,000 and above: Processing fee waived.
|Interest is calculated based on a front-end add-on calculation method.
|The monthly instalment shall be apportioned between principal and interest repayment using the rule of 78 method. The monthly instalment must be paid in full by the payment due date..
Repayment of the monthly instalments is to be made to the loan repayment account linked to the approved loan. Please refer to the monthly statement for the loan repayment account details.
Late Payment Fee
|If any monthly instalment (and any overdue amount) is not paid in full by the payment due date, late payment fee of S$100 will be charged..
Early Repayment Fee
|3% of the outstanding principal amount of the approved loan or S$250, whichever is higher.