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Why Wait Fixed Deposit-i

Get rewarded with S$88** for every S$100k** fresh funds placed for 6 months.

Enjoy S$88** cash credit for every S$100,000 fresh funds placed (up to S$880** per Eligible FD Account) when you make a placement from 1 October to 31 December 2025 (both dates inclusive). **T&Cs apply.

Find Out More
CIMB WWFD-i

CIMB Hajj Savings-i Account

Fulfil your Hajj obligations

Save from only S$125/mth at high profit rate of up to 2.00%* p.a.

Find Out More
CIMB Hajj Savings-i Account

Features & Benefits

Multiple Tenures & Low Deposit Automatic Renewals Easy Application
Multiple Tenures & Low Deposit
Automatic Renewals
Easy Application

Grow with attractive Online SGD FD Rate in SG!

From 1 December 2025, get up to 1.35% p.a. on the 3-month placement.

 

TENURE

PERSONAL BANKING

ONLINE PROMO INTEREST RATE (%P.A.)

S$10,000 AND ABOVE

PREFERRED BANKING

ONLINE PROMO INTEREST RATE (%P.A.)

S$10,000 AND ABOVE
3 Months 1.30 1.35

6 Months

1.25

1.30

9 Months

1.10

1.15

12 Months 

1.10

1.15

Rates are subject to change.

 

Click on the link below to view our latest Fixed Deposit rates.

View All Rates

How To Apply

Step 1- Apply Now (MyInfo Available)

Apply now.

 

A Shariah-compliant equivalent, our CIMB Why Wait Fixed Deposit-i, is also available here.

 

Step 2- Complete your Account Opening

Complete your account opening by transferring your funds for your Fixed Deposits into your new CIMB FastSaver, from another bank in Singapore.

 

The CIMB FastSaver will be used to facilitate your Fixed Deposit placements and returns upon maturity. 

 

A video call might be conducted for the purpose of account verification.

Step 3- Fixed Deposit Placement

Upon receipt of your funds and if the documents submitted are in order, your Fixed Deposit placement will be processed by the bank. 

Apply in less than 5 minutes

 

View detailed step-by-step guide here.​

Grow your savings securely at attractive rates. A classic fixed deposit account that puts you in control of your renewal terms.

Minimum Initial Deposit

  • S$5,000 for 1 or 2-month tenures

  • S$1,000 for other board rates

FAQs

Click here to view common pre-application FAQs.

Requirements

For Single Account

1. Log in to your other bank’s internet banking service and add your new CIMB account as a favourite payee.

2. Transfer funds via FAST from your individual account to your CIMB account.

 

For Joint Account

1. You and your joint account partner have to log in to your respective other bank’s internet banking service and add your new joint CIMB account as a favourite payee.

2. Transfer funds via FAST from each of your individual accounts to your joint CIMB account.

Documents Required

For Singaporeans/PRs and Malaysians Residing in Singapore

1. Physical NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)

For Foreigners

1. Passport

2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)

3. Supporting documents to be provided (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)

 

For more details, please click here.

 

Terms & Conditions

Terms & Conditions apply for the CIMB Fast Fixed Deposit Promotion. Please click here for the full Terms & Conditions.

 

**Terms and Conditions governing CIMB SGD 6 months Why Wait Fixed Deposit-i S$88 for S$100k 1 October to 31 December 2025 promotion apply. Click here for details. 

 

CIMB may have right of review (RoR) clauses in the terms and conditions governing your product and/or service relationship with our bank. Please refer to the Notification of Right of Review Clause for more information.

 

 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts

Frequently Asked Questions (FAQ)

1. What is the minimum placement amount for a CIMB SGD Fixed Deposit (Time Deposit)?

The minimum placement amount is S$1,000 for tenures of 1 month and above.

2. What are the available tenures for CIMB SGD Fixed Deposit (Time Deposit)?

You can choose from 1 to 24 months, depending on your savings goals and liquidity needs.

3. How do I apply for a CIMB SGD Fixed Deposit (Time Deposit) Account?

You may apply online directly for the SGD Fixed Deposit (Time Deposit) Account, and it just takes a few minutes.

 

A Shariah-compliant equivalent, our CIMB Why Wait Fixed Deposit-i, is also available here.

What's Next

Apply Online

Less than 10 minutes needed.

Apply now

Request A Call Back

We'll reach out within 1 working day.

Let Us Call You

Talk To An Expert

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