Why Wait Fixed Deposit-i Promotion

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Fixed Deposit Promotion – Earn Up to S$176* Cash Credit!

Enjoy S$88* cash credit for every S$100,000 fresh funds placed (up to S$176* per eligible fixed deposit account) when you make a placement from 1 September to 30 September 2026 (both dates inclusive).

Why Wait Fixed Deposit-i profit calculator

Why Wait Fixed Deposit-i vs other banks

Select a bank to compare:

Select deposit placement amount:

S$100,000

Tenure: 12 months

CIMB WWFD-i Profit for 12 months (1.70%* p.a.): S$0.00

CIMB Cash Credit Bonus: S$0.00 (S$88* per S$100,000, capped at S$176*)

Bank A Interest/Profit for 12 months (0.05% p.a.): S$0.00

How much more you can earn with CIMB:

S$0.00

Difference = (CIMB 12-month profit + bonus) − Other bank 12-month interest/profit

This calculator is for illustration purposes only. Rates are subject to change without prior notice.

The interest rates of the other banks are based on publicly available information for mass market customers on the base rates of certain comparable deposit accounts in Singapore. The other banks’ rates exclude promotional rates or higher conditional rates. Information is accurate as at 01 09 2026. We have selected the products for comparison at our discretion. The calculator has been prepared on the basis of information that is believed to be correct at the time of preparation but may not have been independently verified. The information does not take into account any events or changes which may occur after the date of the calculator and the bank is not obliged to inform you of such changes. The bank accepts no liability to you or any other party who seeks to rely on the calculator.

Cash credit illustration

Tenure	WWFD-i placement amount per placement	Cash Credit
3 months	S$100,000	Not eligible as Promotion is for 12 months tenure
6 months	S$100,000	Not eligible as Promotion is for 12 months tenure
9 months	S$100,000	Not eligible as Promotion is for 12 months tenure
12 months	S$80,000	Not eligible as minimum placement for this Promotion is S$100,000 per placement
12 months	S$100,000	S$88
12 months	S$180,000	S$88 - round down to the nearest S$100,000 Cash Credit
12 months	S$200,000	S$176 - maximum Cash Credit per Eligible Account
12 months	S$500,000	S$176 - maximum Cash Credit per Eligible Account
12 months	S$1,000,000	S$176 - maximum Cash Credit per Eligible Account

Click here to view our latest CIMB Why Wait Fixed Deposit-i 12 months promotion rate.

How To Apply

Step 1- Apply Now (MyInfo Available)

Apply here.

Step 2- Complete your Account Opening

Complete your account opening by transferring your funds for your CIMB Why Wait Fixed Deposit-i into your new CIMB FastSaver-i, from another bank in Singapore.

The CIMB FastSaver-i will be used to facilitate your CIMB Why Wait Fixed Deposit-i placements and returns upon maturity.

A video call might be conducted for the purpose of account verification.

Step 3- Fixed Deposit Placement

Upon receipt of your funds and if the documents submitted are in order, your Fixed Deposit placement will be processed by the bank.

Terms & Conditions

*Terms and Conditions governing CIMB SGD 12 months Why Wait Fixed Deposit-i S$88 for S$100k September 2026 promotion apply. Click here for details.

CIMB may have right of review (RoR) clauses in the terms and conditions governing your product and/or service relationship with our bank. Please refer to the Notification of Right of Review Clause for more information.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts