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Features & Benefits

Upfront Cash Shariah - Compliant Online Application Multiple Tenures & Low Deposit
Upfront Cash
Shariah - Compliant
Online Application
Multiple Tenures & Low Deposit

Your Money Should Work, Not You

 

Tenure (Months)

WWFD-I Online Promo Rates (% p.a.)

$S$10,000 & Above 
6 Months  1.15
9 Months  1.35
12 Months  2.05


For the full terms and conditions of our promotional rates, visit here.

 

Click on the link below to view our latest rates. 

View All Rates

How to Apply

For new-to-bank placements:

Click here or the link below to apply for a CIMB Why Wait Fixed Deposit-i account.

New Customer

For existing placements:

Click here or the link below if you have an existing placement and would like to make changes to your maturity instructions, or make a new placement. You will be diverted to CIMB Clicks Internet Banking.

Existing Customer

Eligibility

Minimum Age: 18 years old

Minimum Initial Deposit

  • S$5,000 for 1 or 2-month tenures

  • S$1,000 for other board rates

Documents Required

For Singaporeans/PRs and Malaysians Residing in Singapore

1. Copy of NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)

For Foreigners

1. Passport 

2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)

3. Supporting documents to be provided (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)

Terms & Conditions

If you apply at a branch, you will also receive a CIMB StarSaver-i account with no initial deposit required, or a CIMB FastSaver-i account. If you apply online, we will open a CIMB FastSaver-i account for you to facilitate the fixed deposit placement. CIMB StarSaver-i and CIMB FastSaver-i are Shariah compliant deposit products using the Shariah concept of Murabahah. The deposits collected will be managed in accordance with Shariah. Enjoy the benefits of no fall-below fee and receive profit on your CIMB StarSaver-i and CIMB FastSaver-i account based on prevailing profit rates.

 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors, and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme, are insured by the Singapore Deposit Insurance Corporation for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts

What's Next

Apply Online

Less than 10 minutes needed.

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Visit us at our branches.

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