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Features & Benefits

Upfront Cash Shariah - Compliant Online Application Multiple Tenures & Low Deposit
Upfront Cash
Shariah - Compliant
Online Application
Multiple Tenures & Low Deposit

Get Profit Upfront, Instead Of At Maturity

Tenure (Months)

WWFD-i Online Promo Rates (% p.a.)

$S$10,000 & Above 
6 Months  3.85
9 Months  3.95
12 Months  4.05


Click on the link below to view our latest rates. 

View All Rates

How to Apply

Step 1- Apply Now (MyInfo Available)

Apply through MyInfo.

 

Step 2- Transfer and Activate

Upon successful application, activate your account by transferring your funds for your CIMB Why Wait Fixed Deposits-i into your new CIMB FastSaver-i, from another bank in Singapore.

 

The CIMB FastSaver-i will be used to facilitate your CIMB Why Wait Fixed Deposits-i placements and returns upon maturity. 

Step 3- Fixed Deposit Placement

Upon receipt of your funds and if the documents submitted are in order, your Fixed Deposit placement will be processed by the bank. 

Note: Due to increase in volume of applications,  please expect a longer processing time. Thank you for your understanding. 

Click here to make a new Fixed Deposit placement or change your existing Fixed Deposit maturity instructions. You will be diverted to CIMB Clicks Internet Banking.

 

For new FD placement

Step 1: Login to your CIMB Clicks Internet Banking

Step 2: Click on 'e-Application' and choose 'SGD Why Wait Fixed Deposit-i Placement'

 

Change of maturity instruction

Step 1: Login to your CIMB Clicks Internet Banking

Step 2: Click on 'Services' and choose 'SGD Fixed Deposit Maturity Instructions'

Existing Customer

Eligibility

Minimum Age: 18 years old

Minimum Initial Deposit

  • S$5,000 for 1 or 2-month tenures

  • S$1,000 for other board rates

Requirements

For Single Account

1. Log in to your other bank’s internet banking service and add your new CIMB account as a favourite payee.

2. Transfer funds via FAST from your individual account to your CIMB account.

 

For Joint Account

1. You and your joint account partner have to log in to your respective other bank’s internet banking service and add your new joint CIMB account as a favourite payee.

2. Transfer funds via FAST from each of your individual accounts to your joint CIMB account.

Documents Required

For Singaporeans/PRs and Malaysians Residing in Singapore

1. Copy of NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)

For Foreigners

1. Passport 

2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)

3. Supporting documents to be provided (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)

Terms & Conditions


For the full terms and conditions of our promotional rates, click here.

 

If you apply at a branch, you will also receive a CIMB StarSaver-i account with no initial deposit required, or a CIMB FastSaver-i account. If you apply online, we will open a CIMB FastSaver-i account for you to facilitate the fixed deposit placement. CIMB StarSaver-i and CIMB FastSaver-i are Shariah compliant deposit products using the Shariah concept of Murabahah. The deposits collected will be managed in accordance with Shariah. Enjoy the benefits of no fall-below fee and receive profit on your CIMB StarSaver-i and CIMB FastSaver-i account based on prevailing profit rates.

 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors, and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme, are insured by the Singapore Deposit Insurance Corporation for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts

What's Next

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Less than 10 minutes needed.

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