Product Snapshot

Earn a yield on your excess balances, and Free PayNow/FAST/GIRO

Features & Benefits

Interest Bearing*
Free FAST Transactions
Zero Maintenance Fees
Telegraphic Transfer
Additional Features

Requirements

Earn a yield on your excess balances, and Free PayNow/FAST/GIRO

Minimum Monthly Average Balance

S$30,000 otherwise a fee of S$88 applies per month

Rates

 Balance Tiers¹ Base Interest p.a² effective before 3 Oct 2022 Base Interest p.a² effective from 3 Oct 2022
Account Balance of S$30,000.00 and below Nil 0%
Account Balance of S$30,000.01 - S$1,000,000.00 0.10% 0.80%
Account Balance of S$1,000,00.01 - S$2,000,000.00 0.30% 2.00%
Account Balance of S$2,000,000.01 and above 0.05% 0.28%

1 The base interest applicable to the respective individual tier balance in the Eligible Account are subject to the Customer maintaining the minimum daily balance prescribed by the Bank.

 

2 Interest rates are subject to change at the Bank’s discretion.

Applicable for new clients & limited period of time.

Fees & Charges

Early Account Closure Fee

S$50 for accounts closed within 6 months of opening

Terms & Conditions

Promotion  

How To Apply

Step 2

Click on the link below to begin your application. The application will take approximately 15 minutes* to complete. 

 

A Shariah-compliant alternative, BusinessGo-i is also available here.

 

Apply Now

 

Document Checklist

 

1. Certified true copies1

Memorandum and Articles of Association or Constitution.

 

2. NRIC/ Passport copy2 and specimen signatures of

  • All directors
  • All authorised signatories
  • All controlling persons (only if applicable to your company)
  • All Ultimate Beneficial Owners
  • All approving persons

 

3. Image with NRIC for ALL NRIC submitted above

1A certified true copy is a copy of an original document that has been stamped or signed with the word "Certified True Copy" to confirm the copy is true and authentic by the following persons:

For Private Limited or Public Company: 2 directors; or 1 director and 1 secretary; or 1 director if you have a single director

 

2*NRIC for Singapore Citizens and residents or passport copy for non-citizens

 

1. Certified true copies1

Partnership agreement. 

 

2. NRIC/ Passport copy2 and specimen signatures of

  • All authorised signatories
  • All Partners (For Partnership Entities)
  • All approving persons

 

3. Image with NRIC for ALL NRIC submitted above

 

1A certified true copy is a copy of an original document that has been stamped or signed with the word "Certified True Copy" to confirm the copy is true and authentic by the following persons:

For Partnerships: 2 partners

 

2*NRIC for Singapore Citizens and residents or passport copy for non-citizens

 

1. NRIC/ Passport copy2 and specimen signatures of

  • All authorised signatories
  • All owners for Sole Proprietor
  • All approving persons

 

2. Image with NRIC for ALL NRIC submitted above

 

2*NRIC for Singapore Citizens and residents or passport copy for non-citizens

 

Quick Guide

 

User Guide (PDF)

 

Download the User Guide here.

 

Download the User Guide in Chinese here.

Frequently Asked Questions (FAQ)

 

Download the Frequently Asked Questions (FAQ) here.

 

Download the Frequently Asked Questions (FAQ) in Chinese here.

Important Notices & Disclaimer

3 Free regardless of number of users

 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.