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Features & Benefits

Competitive Rates Access To Over 6,000 CIMB ATMs Instant Funds Transfers <10mins To Apply Online Additional Features
Competitive Rates
Access To Over 6,000 CIMB ATMs
Instant Funds Transfers
<10mins To Apply Online
Additional Features

Interest Rate


From now till 31 October 2021, enjoy additional interest rate of up to 0.50%# p.a. on top of your prevailing interest rate by simply topping-up a min. of S$20k to a max. of S$250k incremental in fresh funds* (compared to month-end balance of the previous month) into your account with no lock-in period! 


Account Balance

Interest Rates¹

Bonus Interest Rate#

First S$200,000

0.20% p.a.

On incremental fresh funds balances:



Personal Banking: 0.40%# p.a.

Preferred Banking: 0.50%# p.a.

Next S$800,000

0.40% p.a.

Above S$1,000,000

0.20% p.a.

*"Fresh funds" refers to funds that do not originate from any existing account with the Bank.


Here’s an illustration on how Bonus Interest works for a Personal Banking customer.


On the days where incremental balances fall below S$20,000, there will be no bonus interest accorded for those days.



End-of-day Balance

Incremental Balance

Against 31 Aug 2021

Bonus Interest 

31 Aug 2021




1 - 10 Sep 2021




11 - 20 Sep 2021



S$200,000 x 0.40% / 365 x 10 days = S$21.90
21 - 25 Sep 2021 S$150,000 S$50,000 S$50,000 x 0.40% / 365 x 5 days = S$2.73
26 - 30 Sep 2021 S$350,000 S$250,000 S$250,000 x 0.40% / 365 x 5 days = S$13.60
Total Bonus Interest In Sep 2021     S$38.23

A Shariah-compliant equivalent, our CIMB StarSaver (Savings)-i Account, is also available here.


To top up your account, either FAST in your funds from another bank account, or fill in our Monthly Funds Transfer Application Form downloadable below.

How To Apply

Step 1 - Apply Now

Apply now through MyInfo.


A Shariah-compliant equivalent, our CIMB StarSaver (Savings)-i, is also available here.

Step 2 - Transfer and Activate

Your CIMB StarSaver (Savings) account number will be issued instantly upon successful application.


Activate your account by transferring a minimum initial deposit of S$1,000 via FAST:

- From your single personal account with another bank in Singapore* (remittance houses such as Wise, Western Union, etc. are not accepted) or
- From your own CIMB Malaysia Account.


*Note: Please expect a longer turnaround time in receiving the refund of the initial deposit if initial deposit was not sent using the accepted methods as stated above. 

Step 3 - Access Your Account

We will sign you up for CIMB Clicks Internet Banking (unless you already have one). You will receive a 6-digit Activation Code via SMS within 1 business day after your account is activated, for you to perform your First-Time Login.


Download our "CIMB Clicks Singapore" Mobile App to set up your Digital Token.



For your convenience, apply via CIMB Clicks under e-Application.

Promotions & Services


  • Minimum Deposit: S$1,000
  • Minimum Age: 16 Years Old (Applicants below the age of 16 must open an In-Trust account with a Parent / Legal Guardian)


Minimum Initial Deposit



For Single Account

1. Log in to your other bank’s internet banking service and add your new CIMB account as a favourite payee.

2. Transfer funds via FAST from your individual account to your CIMB account.


For Joint Account

1. You and your joint account partner have to log in to your respective other bank’s internet banking service and add your new joint CIMB account as a favourite payee.

2. Transfer funds via FAST from each of your individual accounts to your joint CIMB account.

Documents Required

For Singaporeans/PRs and Malaysians Residing in Singapore

1. Copy of NRIC/Passport

2. Proof of residential address if the residential address in the application differs from the ID document (e.g. any latest telephone bill, bank statement or letter issued by the government)

For Foreigners

1. Passport

2. Proof of residential address (e.g. any latest telephone bill, bank statement or letter issued by the government)

3. Supporting documents to be provided (Employment Pass, Work Permit, Dependant’s Pass and Student Pass)


Terms & Conditions

1 0.20% p.a. for the first S$200,000 balances; 0.40% p.a. for balances above S$200,000 to S$1,000,000; and 0.20% p.a. for balances above S$1,000,000 will apply accordingly. Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB StarSaver (Savings) Account on any given day.


#Terms and conditions governing CIMB StarSaver Bonus Interest/Profit Promotion 2021 apply. Please click here for full terms and conditions.


Initial deposit will be refunded to the originating account in the event deposit application is unsuccessful. If the originating account is not under the CIMB deposit applicant’s name, any request to refund the initial deposit to the applicant’s personal account requires a documentary proof i.e. bank statement. All incidental charges and foreign exchange arising from the refund will be borne by the customer. An indemnity form may be required to be completed by the applicant before any refund can be processed. 

Important Notes

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors, and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme, are insured by the Singapore Deposit Insurance Corporation for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.