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Enjoy Extra Cash and Save on Fees with CIMB Balance Transfer

Obtain the funds you need quickly with CIMB Singapore’s CIMB Balance Transfer. With CIMB, you can convert your card’s available credit limit without incurring interest for as long as 12 months, ensuring you can get the best support for your financial needs. Take control of your finances today with CIMB.

Features & Benefits

0%* Interest Rate Flexible Repayment
0%* Interest Rate
Flexible Repayment

CIMB Balance Transfer Rates & Tenures

Enjoy promotional rates for balance transfer offered to new and existing CIMB Credit Card customers.

Tenure (Months)

Interest Rate

 Promo Fees (New Customers) Promo Fees (Existing Customers)

3

0%

 1.60% (EIR 6.63% p.a.)

6

 2.28% (EIR 4.96% p.a.) 2.50% (EIR 5.45% p.a.)
12 4.18% (EIR 5.02% p.a.) 4.40% (EIR 5.30% p.a.)

Note: The minimum loan amount is S$1,000, and you may be granted up to 90% of your credit card account’s credit limit for a balance transfer.

Savings From Balance Transfer With CIMB

Here’s how much you’ll save with a CIMB Balance Transfer of S$10,000 for 3 months at a 0%* interest and with a 1.6%* processing fee.

Interest and Savings

Amount (S$)

Interest Payable at 27.8% p.a. with other Banks for 3 months

S$695.00

Fee Payable with CIMB Balance Transfer for 3 months

S$160.00

TOTAL SAVINGS (77%)

S$535.00

Note: The above table is for illustration purposes only.

How To Apply For CIMB Balance Transfer

Apply online

Apply for a CIMB Visa Signature credit card balance transfer online and wait for 1 day for approval. We will be in touch with you about your loan application.

 

Apply Now

Apply for Balance Transfer via SMS

SMS:

BT<space>Web<space>Full Name

(e.g. BT Web John Lee) to 72008.

Let us call you

Leave your contact details, and our Singapore CIMB sales agent will get in touch with you within 1 working day for your balance transfer application.

 

Enter "BT" in the Message field.

 

Let Us Call You
Let us call you

Leave your contact details, and our Singapore CIMB sales agent will get in touch with you within 1 working day for your balance transfer application.

 

Enter "BT" in the Message field.

 

Let Us Call You

Apply via SMS

SMS:

BT<space>Web<space>Full Name 

(e.g. BT Web John Lee) to 72008.

Eligibility

Convert your credit card’s available limit into flexible payment loans. Min. annual income: Singaporean & Singapore PR - S$30,000

Eligible age

  • 21 - 70 years old
 
Applicable for the following credit cards for existing Cardmembers:

 

For new customers, a CIMB Visa Signature will be issued to facilitate the loan.

 

Fees & Charges

For the full CIMB Balance Transfer Fees & Charges, click on the link below:
Fees & Charges for CIMB Balance Transfer

Terms & Conditions For CIMB Balance Transfer

*The processing fee for your CIMB Balance Transfer application will be determined based on your approved Balance Transfer Tenure. Terms and conditions governing the CIMB New-To-Cards (NTC) Balance Transfer Loan Promotion & CIMB Existing-To-Cards (ETC) Balance Transfer Loan Promotion apply. Please click here (NTC) & here (ETC) for the respective full terms & conditions. By participating in this Promotion, you are not entitled for other CIMB Credit Card Acquisition Promotions that run concurrently during the Promotion Period.

 

^ The minimum repayment amount is 3% of your total outstanding balance or S$50, whichever is higher.

 

Terms & Conditions apply for the other promotions by CIMB Singapore. Please refer to the respective pages for the full details.

 

CIMB may have right of review (RoR) clauses in the terms and conditions governing your product and/or service relationship with our bank. Please refer to the Notification of Right of Review Clause for more information.

 

For the full Terms & Conditions for the CIMB Balance Transfer, please click on the links below.

CIMB Balance Transfer
Credit Card Member's Agreement

What's Next

Apply Online

Less than 10 minutes needed.

Apply Now

Request A Call Back

We'll reach out within 1 working day.

Let Us Call You

SMS For A Callback Or To Participate

BT<space>Web<space>Full Name

 

To 72008

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Group.

 

CIMB Group makes no warranties as to the status of this link or information contained in the website you are about to access.

 

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Yes, please proceed