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Premature withdrawal is allowed. However, the Bank will be entitled to a rebate on the original selling price agreed. The rebate will be calculated such that for withdrawals made:-
Rebate/Ibra’ = Murabahah Sale Price – [(P x R% x t/T x 50%) + P]
Murabahah Sale Price = Principal + Profit (upon maturity)
P = Principal (amount of deposit)
R = Profit rate (%)
t = Tenure (based on completed months)
T = Total number of months in a year
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