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What is CIMB Why Wait Fixed Desposit-i?

CIMB Why Wait Fixed Deposit-i (WWFD-i) is an Islamic fixed term deposit based on the Islamic financial principle of ‘Murabahah’ (“mark-up”) and involves customer purchasing an approved Shariah-compliant (comply with Islamic laws) commodity and selling the commodity to the Bank at a marked-up price. Customer will be paid profit upfront from the sale and principal will be paid by the Bank upon maturity.


Under Shariah, payment of interest is not permissible. This buy and sell of commodity is necessary to allow Islamic deposit taking activity and to generate the return to customer

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