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With effect from 1 June 2015
FIs to disclose to borrowers:
(a) the total amount and time needed to fully pay off their debts if they pay only the minimum payment each month; and
(b) the amount of debt that would accumulate by the end of 6 months if they make no payments in the next 6 months.
Borrowers should take note of how their debts will accumulate if not paid fully on time, and thus make informed decisions on repaying their outstanding debts.
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