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With effect from 1 June 2015
FIs to disclose to borrowers:
(a) the total amount and time needed to fully pay off their debts if they pay only the minimum payment each month; and
(b) the amount of debt that would accumulate by the end of 6 months if they make no payments in the next 6 months.
Borrowers should take note of how their debts will accumulate if not paid fully on time, and thus make informed decisions on repaying their outstanding debts.
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Dear customers, due to the high volume of new account and credit card applications, we seek your understanding as more time is required to process your application. We thank you for your patience.