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With effect from 1 June 2015

FIs to disclose to borrowers:

(a) the total amount and time needed to fully pay off their debts if they pay only the minimum payment each month; and

(b) the amount of debt that would accumulate by the end of 6 months if they make no payments in the next 6 months.

What should borrowers do with the information in the disclosure statement?

Borrowers should take note of how their debts will accumulate if not paid fully on time, and thus make informed decisions on repaying their outstanding debts.

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