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What is the impact on my credit facilities if my aggregate interest-bearing unsecured outstanding balances across all FIs exceed the borrowing limit (as per the Bank’s records) for 3 consecutive months?

If your BTI exceeds 12 times for 3 consecutive months, your unsecured facilities will be suspended and you will not be able to:
 

·charge new amounts to your existing Credit Card(s) and/or unsecured credit facilities;
 

·obtain credit limit increases on your existing Credit Card(s) and/or unsecured credit facilities; and
 

·obtain new credit cards or unsecured credit facilities.

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