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CIMB Renovation-i Financing

Financing Tenure (Years) Monthly Rest Profit Rate^ (p.a.) Processing Fee Effective Profit Rate (p.a.)** Monthly Instalment Amount*
1 4.33% (CPR-1.17%) 1% of the approved financing amount (deducted upon disbursement 6.21% S$2,133
2 4.33% (CPR-1.17%) 5.31% S$1,090
3 4.33% (CPR-1.17%) 5.00% S$742
4 4.20% (CPR-1.30%) 4.71% S$567
5 4.20% (CPR-1.30%) 4.61% S$463

Note: *The above monthly instalment amounts have been simplified for illustration purposes.

^ CPR is CIMB Prime Rate currently at 5.50% p.a. 4.20% p.a. (EPR 4.61% p.a.) is the lowest rate being offered based on a 5-year financing tenure and financing amount of S$25,000. Profit rates are subject to change at CIMB Bank’s sole discretion without prior notice.

** Effective Profit Rate (EPR) is calculated taking into consideration the applicable processing fee and based on Monthly Rest Profite Rate and an approved financing amount of S$25,000. The EPR may differ depending on the applicable monthly rest profit rate and actual financing tenure.

CIMB Education Loan - Standard Repayments

Loan Tenure (Years) Monthly Rest Interest Rate Processing Fee Effective Interest Rate** Monthly Instalment Amount*
1 CIMB Prime Rate - 0.11% p.a.^ 2% 9.18% S$1,716
2 7.38% S$881
3 6.75% S$603
4 6.42% S$465
5 6.23% S$382
6 6.10% S$326
7 6.00% S$287
8 5.93% S$257
9 5.88% S$235
10 5.83% S$216

Note: *The above monthly instalment amounts have been simplified for illustration purposes.

^ Interest rates are subjected to change without prior notice.

** Effective Interest Rate (EIR) is calculated taking into consideration the applicable processing fee and based on approved loan amount of S$20,000. The EIR may differ depending on the applicable monthly rest interest rate and actual loan tenure.

CIMB Education Loan - Interesting Servicing Repayments

Loan Tenure (Years) Monthly Rest Interest Rate Processing Fee Effective Interest Rate** Monthly Instalment Amount*
- Course of study
First 4 years: CIMB Prime Rate + 0.49% p.a.^
2% - S$100
5 Thereafter: CIMB Prime Rate - 0.11% p.a.^ 6.44% S$1,716
6 6.34% S$881
7 6.27% S$603
8 6.21% S$465
9 6.15% S$382
10 6.11% S$326

Note: *The above monthly instalment amounts have been simplified for illustration purposes.

^ Interest rates are subjected to change without prior notice.

** Effective Interest Rate (EIR) is calculated taking into consideration the applicable processing fee and based on approved loan amount of S$20,000. The EIR may differ depending on the applicable monthly rest interest rate and actual loan tenure.