Interest-free shopping
We have your best interests in mind. So if you feel like pampering yourself with a new bag or a short getaway, you can now get everything you have always wanted, interest-free.
Flexible repayment tenures
Lessen the burden of your purchases by dividing your repayments over 6, 12 or 24 months. Just pay a one-time processing fee and no interest at all.
Note: A one-time processing fee of 3% of the transaction amount applies for 6 or 12-month tenures, and a fee of 5% of the transaction amount applies for 24-month tenures.
Flexible transaction conversion
Convert any transactions you make with any merchants, as long as you meet the minimum spend of S$500.
Note: A minimum transaction amount of S$500 applies for 6 and 12-month tenures, and a minimum transaction amount of S$1,000 is required for 24-month tenures. The maximum amount for each transaction is S$30,000. Other Terms & Conditions apply.
Continue to enjoy your cashback
With the CIMB 0% i.Pay Plan, you can save on interest expense while still earning cashback with your CIMB Credit Cards!
3 steps to convert (Non-merchant)
1. Select the transactions that you wish to convert to the interest-free CIMB 0% i.Pay Plan.
2. Call our 24-hr CIMB Credit Cards Service Hotline at +65 6333 6666 to convert to the CIMB 0% i.Pay Plan.
3. All settled! Check your next statement for details on your first instalment.
Convert at participating merchants outlets directly
Shop at our participating merchants and convert your purchases into interest-free instalments with no processing fees.
Flexible payment tenures
Lessen the burden of your purchases by dividing your repayments over flexible tenures of 6, 12 or 24 months, with no interest and processing fees. With CIMB 0% i.Pay Plan, it pays to plan.
Note: The available instalment plan tenures may vary for different merchants.
Continue to enjoy your cashback
With the CIMB 0% i.Pay Plan, you can save on interest expense while still earning cashback with your CIMB Credit Cards!
2 steps to convert (Merchant)
1. Look for the CIMB 0% interest i.Pay Plan logo when you make a purchase at any participating merchant outlet.
2. When you make your payment, choose a 6, 12 or 24 month tenure for your monthly credit card instalment payments.
Note: The available instalment plan tenures may vary for different merchants.
Terms & Conditions
Accumulate chances to win back 6 months* of Card bills & S$1,000* monthly cash credit prizes in our CIMB Pays My Card Bills Lucky Draw!
*T&Cs apply.