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Interest-free shopping
We have your best interests in mind. So if you feel like pampering yourself with a new bag or a short getaway, you can now get everything you have always wanted, interest-free.
Flexible repayment tenures
Lessen the burden of your purchases by dividing your repayments over 6, 12 or 24 months. Just pay a one-time processing fee and no interest at all.
Note: A one-time processing fee of 3% of the transaction amount applies for 6 or 12-month tenures, and a fee of 5% of the transaction amount applies for 24-month tenures.
Flexible transaction conversion
Convert any transactions you make with any merchants, as long as you meet the minimum spend of S$300.
A minimum transaction amount of S$300 applies for 6 and 12-month tenures, and a minimum transaction amount of S$1,000 is required for 24-month tenures. The maximum amount for each transaction is S$30,000. Other Terms & Conditions apply.
Continue to enjoy your cashback
With the CIMB 0% i.Pay Plan, you can save on interest expense while still earning cashback with your CIMB Credit Cards!
3 steps to convert (Non-merchant)
1. Select the transactions that you wish to convert to the interest-free CIMB 0% i.Pay Plan.
2. Call our 24-hr CIMB Credit Cards Service Hotline at +65 6333 6666 to convert to the CIMB 0% i.Pay Plan.
3. All settled! Check your next statement for details on your first instalment.
Terms & Conditions