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PROMOTION

Shop Now and Pay Later with CIMB interest-free* instalments

Enjoy the flexibility of monthly repayments when you split your purchases into interest-free* instalments with a low processing fee from 1%* (EIR from 4.95% p.a.) via CIMB Clicks Mobile App. Promotion ends 30 June 2025.

T&Cs Apply
CIMB 0%* i.Pay Plan

Decisions for big purchases are now easier

 

With CIMB 0%* interest instalment plan, that dream holiday, luxury purchase and more are no longer out of reach. When you break up your payments into smaller chunks, it eases your cashflow and helps you stay on top of your budget.

Features & Benefits

0%* Interest Rate Flexible Repayment Easy Application
0%* Interest Rate
Flexible Repayment
Easy Application

How It Works

Tenure

 3 months 6 months 12 months 24 months

Minimum eligible card spend in a single transaction

S$300

S$300

S$300

S$1,000

One-time processing fee

3%

3%

5%

6%

Effective Interest Rate

18.18% p.a.

10.43% p.a.

9.50% p.a.

5.98% p.a.

For example: if you paid S$3,600 for your air tickets, your monthly instalment could be as low as S$150.

Monthly instalment amount

S$1,200

S$600

S$300

S$150

One-time processing fee

S$108

S$108

S$180

S$216

How To Apply For CIMB 0% i.Pay Plan

Step 1

Login to CIMB Clicks Mobile App

Step 2

Tap on Accounts > Cards

Step 3

Select the transaction that you’d like to put on instalment and click “Convert to Instalment”

What's Next?

Convert your CIMB Credit Card purchases into interest-free instalment plans with our CIMB 0%* i.Pay Plan.

 
Applicable for the following credit cards for existing Cardmembers:

Terms & Conditions

  • Applicable to all CIMB Credit Cards except CIMB AWSM Card.

  • One-time non-refundable processing fee will be charged in full within the first instalment.

  • Min. transaction amount of S$300 (3, 6 or 12-month tenures) or S$1,000 (24-month tenure) is required.

  • Maximum amount for CIMB 0%* i.Pay Plan conversion is S$30,000 per transaction.

 

CIMB may have right of review (RoR) clauses in the terms and conditions governing your product and/or service relationship with our bank. Please refer to the Notification of Right of Review Clause for more information.

 

For the full CIMB 0%* i.Pay Plan Terms & Conditions, please click here.

 

What's Next

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