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Features & Benefits

Full Consolidation Up To 60 Months Tenure Low Interest Rate High Credit Limit
Full Consolidation
Up To 60 Months Tenure
Low Interest Rate
High Credit Limit

Eligibility

Singaporean and Singapore PR: S$30,000

Requirements

Documents Required (Non-Returnable)

1. A photocopy of NRIC (both sides)

2. Proof of Balances:
    a) Statements evidencing billed balances;
    b) Charge slips or online statements evidencing unbilled balances;
    c) Confirmation letter evidencing new balance transfers /loans; and/or any other relevant documents evidencing account information or balances.

3. For salaried employee^ - Latest Computerised Payslip OR CPF Contribution History Statement (For past 12 months) OR Latest Income Tax Notice of Assessment AND CPF  Contribution History Statement (For past 12 months) OR Latest Computerised Payslip.

4. For self employed^ - Last 2 years' income tax notice of assessment AND bank statement (for 3 months).

5. For commissioned or variable income earner^ - Last 2 years' income tax notice of assessment OR CPF statement (for past 12 months).

 

^Please note that we may have to contact you for additional income documents if the income documents that you have submitted is/are deemed insufficient by us.

Terms & Conditions

1 All unsecured balances except for renovation loan, education loan, medical loan, credit facility granted for businesses or business purposes and/or outstanding debts under joint accounts.


2 Your approved interest rate will be determined based on your risk profile and may differ from the published rate.

 

3 If you have an existing CIMB Credit Card, the CIMB Credit Card will be used as your Survival Credit, with a credit limit equal to your monthly income.